19 Mill St, Phelps, NY 14532 Property Records

Ontario County and Phelps Town property record for 19 Mill St, Phelps, NY 14532

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,402 sqft · built 1860
Lot Size0.42 acres (18,295 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (May 2018)
Tax Bill$5,531 (2026)
Deeds & MortgagesMay 2026 Mortgage
May 2018 Mortgage
+ 2 more
APN5453-000-06

Property Details

APN / Parcel Number

Primary APN5453-000-06
Alternative APN
  • 324001 48.05-2-16.000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,402 sqft Living Area
1st Floor Area1,490 sqft
2nd Floor Area912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions130 ft deep x 143 ft wide
Garage TypeDetached
Garage Area1,056 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area372 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5453-000-06
Street Address19 MILL ST
CityPHELPS
StateNY
Zip14532-1065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description0.42 ACRE
Legal Block2
Legal Lot Number16.000
JurisdictionONTARIO NY
Township / Civil DivisionPHELPS
Census Block Group2
Census Block2005
Census Tract50401

Owner

Source: Ontario County and Phelps Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address19 MILL ST, PHELPS, NY 14532-1065
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage
ROCKET MORTGAGE LLC
May 11, 2018Deed of Trust, Mortgage
QUICKEN LOAN INC
Jul 29, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
May 11, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2018 · Amount on Record
Deed SaleMay 11, 2018 · Amount on Record
Prior SaleFeb 14, 2014 · Amount on Record
Deed Book / Page1406 / 638
Prior Transfer DateSep 11, 2002
Prior Transfer Doc1083000248
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONTARIO NY
Recording DateMay 12, 2026
Property Address19 MILL ST, PHELPS, NY 14532-1065
Document Number003368/500
Book / Page3368 / 500
Instrument DateApr 30, 2026
Instrument202612317202
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 MILL ST, PHELPS, NY 14532-1065
InvestorPossibly a Property Investor

Mortgage

Document Number0012317202,
DateMay 12, 2026
Book Page3368/500
Instrument202612317202
Lender
NameROCKET MORTGAGE LLC
Agreement
AmountAmount Recorded
Term240 Months
DueJun 1, 2046
Interest
Rate6.46%
Max Rate-1%

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONTARIO NY
Property Address19 MILL ST, PHELPS, NY 14532-1065
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002825/0000000897
DateMay 11, 2018
Book Page0000002825/0000000897
Lender
NameQUICKEN LOAN INC
TypeLending Institution
Agreement
AmountAmount Recorded
Term356 Months
DueJan 1, 2048

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONTARIO NY
Property Address19 MILL ST, PHELPS, NY 14532-1065
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2976/444
DateJul 29, 2020
Book Page2976/444
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueAug 1, 2040

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONTARIO NY
Recording DateMay 11, 2018
Property Address19 MILL ST, PHELPS, NY 14532-1065
Document Number001406/638
Book / Page1406 / 638
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOntario County
County SubdivisionPhelps Town
MunicipalityPhelps Village
Unified School DistrictPhelps-Clifton Springs Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,531.00 (+20.24%)
2025$4,600.00$147,000 (-) Land $11,600 Building $135,400$204,200 (+13.92%) Land $16,114 Building $188,086
2023$147,000 Land $11,600 Building $135,400$179,250 Land $14,145 Building $165,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPHELPS ROUTE 14 WD
serves 400 people · EPA ID NY3430049
Water SourcePurchased surface water from WATERLOO VILLAGE
Last State InspectionOct 2024
Also Mapped HerePHELPS VILLAGE
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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