Ontario County and Phelps Town property record for 19 Mill St, Phelps, NY 14532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,402 sqft · built 1860 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (May 2018) |
| Tax Bill | $5,531 (2026) |
| Deeds & Mortgages | May 2026 Mortgage May 2018 Mortgage + 2 more |
| APN | 5453-000-06 |
| Primary APN | 5453-000-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,402 sqft Living Area |
| 1st Floor Area | 1,490 sqft |
| 2nd Floor Area | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 130 ft deep x 143 ft wide |
| Garage Type | Detached |
| Garage Area | 1,056 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5453-000-06 |
|---|---|
| Street Address | 19 MILL ST |
| City | PHELPS |
| State | NY |
| Zip | 14532-1065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 0.42 ACRE |
| Legal Block | 2 |
| Legal Lot Number | 16.000 |
| Jurisdiction | ONTARIO NY |
| Township / Civil Division | PHELPS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 50401 |
Source: Ontario County and Phelps Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19 MILL ST, PHELPS, NY 14532-1065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| May 11, 2018 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| Jul 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| May 11, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2018 · Amount on Record |
| Deed Sale | May 11, 2018 · Amount on Record |
| Prior Sale | Feb 14, 2014 · Amount on Record |
| Deed Book / Page | 1406 / 638 |
| Prior Transfer Date | Sep 11, 2002 |
| Prior Transfer Doc | 1083000248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Recording Date | May 12, 2026 |
| Property Address | 19 MILL ST, PHELPS, NY 14532-1065 |
| Document Number | 003368/500 |
| Book / Page | 3368 / 500 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202612317202 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 19 MILL ST, PHELPS, NY 14532-1065 |
| Investor | Possibly a Property Investor |
| Document Number | 0012317202, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 3368/500 |
| Instrument | 202612317202 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 19 MILL ST, PHELPS, NY 14532-1065 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002825/0000000897 |
|---|---|
| Date | May 11, 2018 |
| Book Page | 0000002825/0000000897 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 356 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 19 MILL ST, PHELPS, NY 14532-1065 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2976/444 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 2976/444 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONTARIO NY |
| Recording Date | May 11, 2018 |
| Property Address | 19 MILL ST, PHELPS, NY 14532-1065 |
| Document Number | 001406/638 |
| Book / Page | 1406 / 638 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ontario County |
| County Subdivision | Phelps Town |
| Municipality | Phelps Village |
| Unified School District | Phelps-Clifton Springs Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,531.00 (+20.24%) | ||
| 2025 | $4,600.00 | $147,000 (-) Land $11,600 Building $135,400 | $204,200 (+13.92%) Land $16,114 Building $188,086 |
| 2023 | $147,000 Land $11,600 Building $135,400 | $179,250 Land $14,145 Building $165,105 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHELPS ROUTE 14 WD serves 400 people · EPA ID NY3430049 |
|---|---|
| Water Source | Purchased surface water from WATERLOO VILLAGE |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | PHELPS VILLAGE |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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