32 Mill St, Phelps, NY 14532 Property Records

Ontario County and Phelps Town property record for 32 Mill St, Phelps, NY 14532

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,310 sqft · built 1900
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$28,600 (May 2018)
Tax Bill	$2,257 (2026)
Deeds & Mortgages	Apr 2019 Refinance Dec 2019 Refinance + 2 more
APN	`5457-000-06`

Property Details

APN / Parcel Number

Primary APN	`5457-000-06`
Alternative APNs	`324001 48.05-2-52.000` `40010480050002052000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,310 sqft Living Area
1st Floor Area	950 sqft
Upper Floors Area	360 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	297 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	78 sqft
Canopy	160 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5457-000-06
Street Address	32 MILL ST
City	PHELPS
State	NY
Zip	14532-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	0.25 ACRE
Legal Block	2
Legal Lot Number	52.000
Jurisdiction	ONTARIO NY
Township / Civil Division	PHELPS
Census Block Group	2
Census Block	2003
Census Tract	50401

Owner

32 Mill St is owned and occupied by an individual who bought it in May 2018.

Source: Ontario County and Phelps Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	32 MILL ST, PHELPS, NY 14532-1024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NEW YORK AFFORDABLE HOUSING CORP
Dec 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HOUSING TRUST FUND CORP
May 25, 2018	Deed, Transfer
Feb 20, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2018 · Amount on File
Deed Sale	May 25, 2018 · Amount on File
Prior Sale	Feb 20, 2018 · Amount on File
Deed Book / Page	1407 / 503
Transfer Doc	001401/603
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	32 MILL ST, PHELPS, NY 14532-1024
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002877/929
Date	Apr 9, 2019
Book Page	2877/929

Lender

Name	NEW YORK AFFORDABLE HOUSING CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	May 1, 2024

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	32 MILL ST, PHELPS, NY 14532-1024
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002927/876
Date	Dec 20, 2019
Book Page	2927/876

Lender

Name	HOUSING TRUST FUND CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ONTARIO NY
Recording Date	May 25, 2018
Property Address	32 MILL ST, PHELPS, NY 14532-1024
Document Number	001407/503
Book / Page	1407 / 503
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	ONTARIO NY
Recording Date	Feb 20, 2018
Property Address	32 MILL ST, PHELPS, NY 14532-1024
Document Number	001401/603
Book / Page	1401 / 603
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009

Tax Assessment & Valuation

The 2026 property tax bill for 32 Mill St was $2,257, up 20.2% from the year before.

Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Phelps Town
Municipality	Phelps Village
Unified School District	Phelps-Clifton Springs Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,257.00 (+20.25%)
2025	$1,877.00	$60,000 Land $6,400 Building $53,600	$83,300 Land $8,885 Building $74,415
2023		$60,000 (-) Land $6,400 Building $53,600	$73,150 (+12.16%) Land $7,803 Building $65,347
2022		$60,000 Land $6,400 Building $53,600	$65,217 Land $6,956 Building $58,261

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 32 Mill St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Mill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHELPS ROUTE 14 WD serves 400 people · EPA ID NY3430049
Water Source	Purchased surface water from WATERLOO VILLAGE
Last State Inspection	Oct 2024
Also Mapped Here	PHELPS VILLAGE
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CBN.

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