Ontario County and Phelps Town property record for 15 Mill St, Phelps, NY 14532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,368 sqft · built 1952 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Mar 2018) |
| Tax Bill | $3,386 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage Mar 2018 Mortgage + 1 more |
| APN | 5452-000-06 |
| Primary APN | 5452-000-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 125 ft deep x 144 ft wide |
| Porch | Slab |
| Porch Area | 96 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5452-000-06 |
|---|---|
| Street Address | 15 MILL ST |
| City | PHELPS |
| State | NY |
| Zip | 14532-1065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 2 |
| Legal Lot Number | 17.000 |
| Jurisdiction | ONTARIO NY |
| Township / Civil Division | PHELPS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 50401 |
15 Mill St is owned and occupied by an individual who bought it in March 2018.
Source: Ontario County and Phelps Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 MILL ST, PHELPS, NY 14532-1065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Mar 12, 2018 | Deed of Trust, Mortgage · FHA Mortgage GENESEE REGIONAL BANK |
| Mar 12, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2018 · Amount on File |
| Deed Sale | Mar 12, 2018 · Amount on File |
| Deed Book / Page | 1402 / 747 |
| Prior Transfer Date | Oct 12, 2005 |
| Prior Transfer Doc | 0000001151/000000035 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 15 MILL ST, PHELPS, NY 14532-1065 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 003189/608 |
|---|---|
| Date | Oct 26, 2022 |
| Book Page | 3189/608 |
| Instrument | 202210260003 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 15 MILL ST, PHELPS, NY 14532-1065 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002815/0000000309 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 0000002815/0000000309 |
| Name | GENESEE REGIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONTARIO NY |
| Recording Date | Mar 12, 2018 |
| Property Address | 15 MILL ST, PHELPS, NY 14532-1065 |
| Document Number | 001402/747 |
| Book / Page | 1402 / 747 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 15 Mill St was $3,386, up 20.2% from the year before.
Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ontario County |
| County Subdivision | Phelps Town |
| Municipality | Phelps Village |
| Unified School District | Phelps-Clifton Springs Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,386.00 (+20.24%) | ||
| 2025 | $2,816.00 | $90,000 Land $11,400 Building $78,600 | $125,000 Land $15,833 Building $109,167 |
| 2023 | $90,000 Land $11,400 Building $78,600 | $109,750 Land $13,902 Building $95,848 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 15 Mill St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15 Mill St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHELPS ROUTE 14 WD serves 400 people · EPA ID NY3430049 |
|---|---|
| Water Source | Purchased surface water from WATERLOO VILLAGE |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | PHELPS VILLAGE |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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