19 Midland Ter, Summit, NJ 07901 Property Records

Union County and Summit City property record for 19 Midland Ter, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,112 sqft · built 1933
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on File
Last Sale	$845,000 (May 2018)
Tax Bill	$16,364 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-04708-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`18-04708-0000-00006`
Alternative APNs	`1800095E00012` `180470800006`

Interior

Stories	2 Stories
Building Area	2,112 sqft Living Area

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Construction Type	Frame
Lot Area	5,750 sqft (0.132 acres)

Location & Zoning

Old Parcel Number	1800095E00012
Street Address	19 MIDLAND TER
City	SUMMIT
State	NJ
Zip	07901-3205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Subdivision	MIDLAND TERRACE
Legal Block	4708
Legal Lot Number	6
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1022
Census Tract	37900

Owner

19 Midland Ter is owned and occupied by two individuals who bought it in May 2018.

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	19 MIDLAND TER, SUMMIT, NJ 07901-3205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 4, 2018	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 11, 2017	Grant Deed, Construction Loan · Construction Mortgage LOAN FUNDER LLC
Jan 30, 2017	Trustee's Deed, Foreclosure UNITED GENERAL TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2018 · Amount on File
Deed Sale	May 4, 2018 · Amount on File
Prior Sale	Oct 11, 2017 · Amount on File
Deed Document Number	2018299482
Deed Book / Page	6260 / 590
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	19 MIDLAND TER, SUMMIT, NJ 07901-3205
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0149082838
Date	Mar 12, 2021
Book Page	14908/2838
Instrument	6871

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	May 4, 2018
Property Address	19 MIDLAND TER, SUMMIT, NJ 07901-3205
Document Number	0062600590
Book / Page	6260 / 0590
Map Reference	MAP205-F
Instrument Date	Apr 26, 2018
Instrument	299482
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CHICAGO TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,782.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2057 NEWARK AVE, 2057, SCOTCH PLAINS, NJ 07076-4670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 MIDLAND TER, SUMMIT, NJ 07901-3205

Mortgage

Document Number	656905
Date	May 4, 2018
Instrument	656905

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

October 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Oct 11, 2017
Property Address	19 MIDLAND TER, SUMMIT, NJ 07901-3205
Document Number	0062210007
Book / Page	006221 / 000007
Instrument Date	Aug 29, 2017
Instrument	292257
Transaction Type	Construction Loan
Record Updated	Feb 8, 2018
Title Company	PREMIUM TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$587.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2057 NEWARK AVE SCOTCH PLAINS NJ 070764670, SCOTCH PLAINS, NJ 07076-4670

Mortgage

Document Number	143460145
Date	Oct 11, 2017
Book Page	014346/000145
Instrument	647487

Lender

Name	LOAN FUNDER LLC
Address	NEW YORK, NY 10019

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNION NJ
Recording Date	Jan 30, 2017
Property Address	19 MIDLAND TER, SUMMIT, NJ 07901-3205
Document Number	0061690630
Book / Page	006169 / 000630
Instrument Date	Dec 14, 2016
Instrument	282801
Transaction Type	Foreclosure
Record Updated	Mar 23, 2017
Title Company	UNITED GENERAL TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$1.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 E 40TH ST #14TH NEW YORK NY 100160200, 14TH, NEW YORK, NY 10016-0200

Tax Assessment & Valuation

The 2025 property tax bill for 19 Midland Ter was $16,364, up 2.6% from the year before.

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,000 (-) Land $185,500 Building $180,500	$366,000 (-) Land $185,500 Building $180,500
2025	$16,364.00 (+2.65%)	$366,000 Land $185,500 Building $180,500	$366,000 Land $185,500 Building $180,500
2024	$15,942.00
2023		$366,000 (-) Land $185,500 Building $180,500	$366,000 (-) Land $185,500 Building $180,500
2022	$15,675.00 (-0.79%)	$366,000 Land $185,500 Building $180,500	$366,000 Land $185,500 Building $180,500
2021	$15,800.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 19 Midland Ter in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1979–2021)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Midland Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T.

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