17 Frank St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 17 Frank St, Schenectady, NY 12304

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,659 sqft · built 1910
Lot Size0.088 acres (3,840 sqft)
Owner2 Individual Names on File
Last Sale$222,000 (Oct 2026)
Tax Bill$4,562 (2026)
Deeds & MortgagesOct 2026 Sale
Oct 2018 Transfer
Flood ZoneZone X (minimal risk)
APN421500 49.76-4-25

Property Details

APN / Parcel Number

Primary APN421500 49.76-4-25
Alternative APN
  • 150004907600040250000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories1 Story
Building Area1,659 sqft Total Area
1st Floor Area942 sqft
Upper Floors Area717 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleCottage
Exterior MaterialAluminum/Vinyl
Lot Area3,840 sqft (0.088 acres)
Lot Dimensions120 ft deep x 32 ft wide
PorchSlab
Porch Area152 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address17 FRANK ST
CitySCHENECTADY
StateNY
Zip12304-3106
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD
Legal SubdivisionESTATE OF NICHOLAS MYERS DECEASED
Legal Block4
Legal Lot Number25.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2002
Census Tract21700

Owner

17 Frank St, a duplex, is owned and occupied by two individuals who bought it in October 2026.

Source: Schenectady County and Schenectady City records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address17 FRANK ST, SCHENECTADY, NY 12304-3106
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2026Warranty Deed, Transfer
NORTHWAY TITLE
Oct 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2026 · Amount on File
Deed SaleOct 7, 2026 · Amount on File
Prior SaleSep 27, 2016 · Amount on File
Deed Document Number202622321
Deed Book / Page2181 / 158
Prior Transfer DateSep 3, 2026
Prior Transfer Doc0000022321
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 7, 2026
Property Address17 FRANK ST, SCHENECTADY, NY 12304-3106
Document Number0000022321
Book / Page2181 / 158
Instrument DateSep 3, 2026
Instrument202622321
Transaction TypeTransfer
Record UpdatedOct 21, 2026
Title CompanyNORTHWAY TITLE

Transaction

AmountAmount on Record
Tax$89,688.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address17 FRANK ST, SCHENECTADY, NY 12304-3106

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateOct 19, 2018
Property Address17 FRANK ST, SCHENECTADY, NY 12304-3106
Document Number0000046556
Book / Page001998 / 000298
Instrument DateSep 24, 2018
Instrument46556
Transaction TypeTransfer
Record UpdatedNov 5, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address17 FRANK ST SCHENECTADY NY 123043106, SCHENECTADY, NY 12304-3106

Tax Assessment & Valuation

The 2026 property tax bill for 17 Frank St was $4,562, up 4.2% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,562.00 (+4.23%)
2025$4,377.00$63,800 Land $9,600 Building $54,200$105,647 Land $15,897 Building $89,750
2023$63,800 (-) Land $9,600 Building $54,200$80,759 (+3.8%) Land $12,152 Building $68,607
2022$63,800 Land $9,600 Building $54,200$77,805 Land $11,707 Building $66,098
2021$3,990.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 17 Frank St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 17 Frank St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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