Schenectady County and Schenectady City property record for 15 Frank St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,184 sqft · built 1910 |
| Lot Size | 0.088 acres (3,840 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,313 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jul 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.76-4-24 |
| Primary APN | 421500 49.76-4-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,184 sqft Living Area |
| 1st Floor Area | 612 sqft |
| 2nd Floor Area | 572 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 3,840 sqft (0.088 acres) |
| Lot Dimensions | 120 ft deep x 32 ft wide |
| Porch | Porch |
| Porch Area | 172 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 15 FRANK ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 4 |
| Legal Lot Number | 24.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 FRANK ST, SCHENECTADY, NY 12304-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2023 | Intrafamily Transfer, Transfer · Line of Credit BROADVIEW FCU |
| Jul 26, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Feb 15, 2023 |
| Transfer Doc | 0000014203 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 13, 2023 |
| Property Address | 15 FRANK ST, SCHENECTADY, NY 12304-3106 |
| Document Number | 0000014203 |
| Book / Page | 2104 / 199 |
| Instrument Date | Feb 15, 2023 |
| Instrument | 202314203 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 FRANK ST, SCHENECTADY, NY 12304-3106 |
| Name | Verified Name |
|---|---|
| Address | 15 FRANK ST, SCHENECTADY, NY 12304-3106 |
| Document Number | 0000014204 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 202314204 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Feb 24, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 26, 2019 |
| Property Address | 15 FRANK ST, SCHENECTADY, NY 12304-3106 |
| Document Number | 0000033174 |
| Book / Page | 002016 / 000199 |
| Instrument Date | Jul 10, 2006 |
| Instrument | 33174 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1791 STATE HIGHWAY 162 SPRAKERS NY 121664603, SPRAKERS, NY 12166-4603 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,313.00 | $58,800 (-) Land $8,800 Building $50,000 | $97,367 (+30.82%) Land $14,572 Building $82,795 |
| 2023 | $58,800 Land $8,800 Building $50,000 | $74,430 Land $11,139 Building $63,291 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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