19 E Oxford St, Duluth, MN 55803 Property Records

St. Louis County property record for 19 E Oxford St, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 1.75 ba · 1,650 sqft · built 1892
Lot Size	0.477 acres (20,805 sqft)
Owner	Individual Name on File
Last Sale	$291,251 (Jul 2026)
Tax Bill	$3,496 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2450-00900`

Property Details

APN / Parcel Number

Primary APN	`010-2450-00900`
Alternative APN	`1116190`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,650 sqft Gross Area
1st Floor Area	825 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1925
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	20,805 sqft (0.477 acres)
Garage Area	264 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	288 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	1116190
Street Address	19 E OXFORD ST
City	DULUTH
State	MN
Zip	55803-3720
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	THAT PART OF LOTS 9, 13, 14 AND 15, BLOCK 8,DESCRIBED AS FOLLOWS: COMMENCING AT THEINTERSECTION OF THE NORTH LINE OF
Legal Subdivision	HUNTER S PARK FIRST DIVISION
Legal Block	8
Legal Lot Number	9,13-14
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1009
Census Tract	500

Owner

Source: St. Louis County records · APN 010-2450-00900

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	19 E OXFORD ST, DULUTH, MN 55803-3720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Sep 02, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Sep 10, 2019	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	Sep 02, 2021 · Amount on Record
Deed Document Number	20261536478
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 16, 2026
Property Address	19 E OXFORD ST, DULUTH, MN 55803-3720
Document Number	0001536478
Instrument Date	Jun 22, 2026
Instrument	20261536478
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	BURNET TITLE LLC, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$97,074.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 E OXFORD ST, DULUTH, MN 55803-3720

Mortgage

Document Number	0001536479,
Date	Jul 16, 2026
Instrument	20261536479

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.79%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 02, 2021
Property Address	19 E OXFORD ST, DULUTH, MN 55803-3720
Document Number	0001423528
Map Reference	MB E PG 27
Instrument Date	Aug 23, 2021
Instrument	1423528
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$745.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 E OXFORD ST APT 2, 2, DULUTH, MN 55803-3721
Investor	Possibly a Property Investor

Mortgage

Document Number	0001423529
Date	Sep 02, 2021
Instrument	1423529

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 10, 2019
Property Address	19 E OXFORD ST, DULUTH, MN 55803-3720
Document Number	00A1362877
Instrument Date	Sep 09, 2019
Instrument	A1362877
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19 E OXFORD ST DULUTH MN 558033720, DULUTH, MN 55803-3720

Mortgage

Document Number	A1362878
Date	Sep 10, 2019
Instrument	A1362878

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 09, 2049

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,496.00 (+4.48%) Homeowner's exemption
2025	$3,346.00 (+13.19%) Homeowner's exemption	$280,800 (+6.53%) Land $88,500 Building $192,300	$280,800 (+6.53%) Land $88,500 Building $192,300
2024	$2,956.00	$263,600 (+35.88%) Land $82,600 Building $181,000	$263,600 (+35.88%) Land $82,600 Building $181,000
2022		$194,000 Land $56,600 Building $137,400	$194,000 Land $56,600 Building $137,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370005001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1979–1991)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 1991, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 173 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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