117 E Oxford St, Duluth, MN 55803 Property Records

St. Louis County property record for 117 E Oxford St, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,092 sqft · built 1954
Lot Size0.252 acres (11,007 sqft)
OwnerIndividual Name on Record
Last Sale$278,000 (Nov 2022)
Tax Bill$3,918 (2026)
Deeds & MortgagesNov 2022 Sale & Mortgage
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-2450-00445

Property Details

APN / Parcel Number

Primary APN010-2450-00445
Alternative APNs
  • 1138061
  • 952739

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,092 sqft Gross Area
1st Floor Area1,092 sqft
Basement Area308 sqft
Finished Basement308 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area11,007 sqft (0.252 acres)
Garage Area264 sqft
Pool TypeSpa / Hot Tub (No Pool)
Storage Building96 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1138061
Street Address117 E OXFORD ST
CityDULUTH
StateMN
Zip55803-2323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11, EXCEPT THE WESTERLY 10 FEET THEREOFAND ALL OF LOT 12, BLOCK 4 SERIAL #
Legal SubdivisionHUNTERS PARK 1ST DIV DULUTH
Legal Block4
Legal Lot Number11-12
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1010
Census Tract500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address117 E OXFORD ST, DULUTH, MN 55803-2323
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2022Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 5, 2022Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2022 · Amount on Record
Deed SaleNov 3, 2022 · Amount on Record
Prior SaleOct 5, 2022 · Amount on Record
Deed Document Number20221063097
Record UpdatedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateNov 3, 2022
Property Address117 E OXFORD ST, DULUTH, MN 55803-2323
Document Number0001063097
Instrument DateOct 2, 2022
Instrument1063097
Transaction TypeTransfer
Record UpdatedDec 19, 2022
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$917.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address117 E OXFORD ST, DULUTH, MN 55803-2323

Mortgage

Document Number0001063222
DateNov 4, 2022
Instrument1063222
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2052

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateOct 5, 2022
Property Address117 E OXFORD ST, DULUTH, MN 55803-2323
Document Number0001062092
Instrument DateSep 26, 2022
Instrument1062092
Transaction TypeTransfer
Record UpdatedNov 24, 2022
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$917.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address117 E OXFORD ST, DULUTH, MN 55803-2323

Mortgage

Document Number0001062093
DateOct 5, 2022
Instrument1062093
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,918.00 (-1.95%) Homeowner's exemption
2025$3,996.00 (+15.09%)$309,600 (+6.46%) Land $72,400 Building $237,200$309,600 (+6.46%) Land $72,400 Building $237,200
2024$3,472.00$290,800 (+36.78%) Land $67,500 Building $223,300$290,800 (+36.78%) Land $67,500 Building $223,300
2022$212,600 Land $46,000 Building $166,600$212,600 Land $46,000 Building $166,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1979–1991)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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