St. Louis County property record for 18 E Oxford St, Duluth, MN 55803
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 5 bd · 3 ba · 2,897 sqft · built 1891 |
| Lot Size | 0.672 acres (29,280 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Mar 2021) |
| Tax Bill | $6,080 (2026) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2450-00950 |
| Primary APN | 010-2450-00950 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,897 sqft Gross Area |
| 1st Floor Area | 1,423 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1891 |
|---|---|
| Effective Year Built | Effective 1891 |
| Architectural Style | Duplex Single |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 29,280 sqft (0.672 acres) |
| Garage Area | 525 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Storage Building | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1142624 |
|---|---|
| Street Address | 18 E OXFORD ST |
| City | DULUTH |
| State | MN |
| Zip | 55803-2319 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LOT: 0001 BLOCK:009 SERIAL # |
| Legal Subdivision | HUNTERS PARK 1ST DIV DULUTH |
| Legal Block | 9 |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 500 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 116 W 7TH ST, 2, DULUTH, MN 55806-2510 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage SUPERIOR CHOICE CU |
| Jun 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2021 · Amount on Record |
| Deed Sale | Mar 18, 2021 · Amount on Record |
| Prior Sale | Jan 4, 2016 · Amount on Record |
| Deed Document Number | 20211407291 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 18, 2021 |
| Property Address | 18 E OXFORD ST, DULUTH, MN 55803-2319 |
| Document Number | 0001407291 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 1407291 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $957.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 218 N 11TH AVE E APT 1, 1, DULUTH, MN 55805-3280 |
| Document Number | 0001407292 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 1407292 |
| Name | SUPERIOR CHOICE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 18 E OXFORD ST, DULUTH, MN 55803-2319 |
| Document Number | 00A1336308 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2018 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|---|
| Address | 18 E OXFORD ST DULUTH MN 558032319, DULUTH, MN 55803-2319 |
| Document Number | 00A1336308 |
|---|---|
| Date | Jul 11, 2018 |
| Instrument | A1336308 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,080.00 (+4.4%) | ||
| 2025 | $5,824.00 (+21.18%) | $368,800 (+6.31%) Land $91,500 Building $277,300 | $368,800 (+6.31%) Land $91,500 Building $277,300 |
| 2024 | $4,806.00 | $346,900 (+44.18%) Land $85,300 Building $261,600 | $346,900 (+44.18%) Land $85,300 Building $261,600 |
| 2022 | $240,600 Land $58,500 Building $182,100 | $240,600 Land $58,500 Building $182,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1979–1991) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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