19 E Lake Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 19 E Lake Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,820 sqft · built 1985
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Nov 2017)
Tax Bill	$11,803 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-047-03812605`

Property Details

APN / Parcel Number

Primary APN	`02-047-03812605`
Alternative APNs	`204703812605` `04703812605`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,820 sqft Living Area
1st Floor Area	1,118 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	291 sqft
Deck Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	04703812605
Street Address	19 E LAKE DR
City	ANNAPOLIS
State	MD
Zip	21403-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 29 SC 3 BAY RIDGE
Legal Subdivision	BAY RIDGE
Legal Block	4
Legal Lot Number	29
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4009
Census Tract	702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 E LAKE DR, ANNAPOLIS, MD 21403-4412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Feb 12, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Nov 3, 2017	Grant Deed, Transfer FULTON BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2017 · Amount on Record
Deed Sale	Nov 3, 2017 · Amount on Record
Prior Sale	Jun 30, 2006 · Amount on Record
Deed Document Number	201731526-295
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	19 E LAKE DR, ANNAPOLIS, MD 21403-4412
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 E LAKE DR, ANNAPOLIS, MD 21403-4412

Mortgage

Document Number	0398680500
Date	Aug 18, 2023
Book Page	39868/500

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	19 E LAKE DR, ANNAPOLIS, MD 21403-4412
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0361420336
Date	Feb 12, 2021
Book Page	36142/336

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 3, 2017
Property Address	19 E LAKE DR, ANNAPOLIS, MD 21403-4412
Document Number	0315260295
Book / Page	031526 / 000295
Instrument Date	Oct 27, 2017
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	CHURCH CIRCLE TITLE AND ESCROW L

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 E LAKE DR ANNAPOLIS MD 214034412, ANNAPOLIS, MD 21403-4412

Mortgage

Document Number	315260302
Date	Nov 3, 2017
Book Page	031526/000302

Lender

Name	FULTON BK NA
Address	LANCASTER, PA 17602

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,020,500 (+30.37%) Land $808,500 Building $212,000	$1,020,500 (+30.37%) Land $808,500 Building $212,000
2025	$11,803.00 (+38.08%)
2023	$8,548.00	$782,800 Land $623,000 Building $159,800	$782,800 Land $623,000 Building $159,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Nearby Flood Policies	64 in force
Nearby Flood Claims	7 (2003–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

4G LTE only, no 5G reported

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