Orange County property record for 19 E Harvard St, Orlando, FL 32804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,319 sqft · built 1924 |
| Lot Size | 0.143 acres (6,231 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Dec 2005) |
| Tax Bill | $2,971 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-22-29-7728-06-190 |
| Primary APN | 13-22-29-7728-06-190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,319 sqft Living Area |
| Gross Area | 1,734 sqft |
| 1st Floor Area | 1,319 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 6,231 sqft (0.143 acres) |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 91 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 19 E HARVARD ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32804-5050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A/T/W |
| Legal Description | ROSEMERE 2ND SECTION H/52 LOT 19 BLK F |
| Legal Range | 29E |
| Legal Township | 22S |
| Legal Section | 13 |
| Legal Subdivision | ROSEMERE 2ND SEC |
| Legal Tract | 7728 |
| Legal Block | F |
| Legal Lot Number | 19 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 12701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Ivanhoe Historic Residential District listed 2010 · 828 contributing resources · NRIS 10001042 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Orange County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19 E HARVARD ST, ORLANDO, FL 32804-5050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · Line of Credit LEAD BANK |
| Aug 9, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2005 · Amount on Record |
| Deed Sale | Dec 5, 2005 · Amount on Record |
| Prior Sale | Oct 4, 2004 · Amount on Record |
| Deed Document Number | 2005823661 |
| Deed Book / Page | 8344 / 3252 |
| Last Transfer Date | Feb 15, 2008 |
| Transfer Doc | 0000649994 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 25, 2026 |
| Property Address | 19 E HARVARD ST, ORLANDO, FL 32804-5050 |
| Document Number | 0000474507 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 2026474507 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 19 E HARVARD ST, ORLANDO, FL 32804-5050 |
| Investor | Possibly a Property Investor |
| Document Number | 0000474507, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 2026474507 |
| Name | LEAD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 14, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 19 E HARVARD ST, ORLANDO, FL 32804-5050 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 19 E HARVARD ST, ORLANDO, FL 32804-5050 |
| Document Number | 0000486630 |
|---|---|
| Date | Aug 9, 2022 |
| Instrument | 20220486630 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $202,306 (+2.7%) | $347,110 (-1.68%) Land $200,000 Building $147,110 | |
| 2025 | $2,971.00 (+4.28%) Homeowner's exemption | $196,987 (+5.99%) | $353,050 (+4.81%) Land $200,000 Building $153,050 |
| 2024 | $2,849.00 (+4.82%) | ||
| 2023 | $2,718.00 (+3.39%) Homeowner's exemption | $185,859 (+3%) | $336,833 (+13.54%) Land $200,000 Building $136,833 |
| 2022 | $2,629.00 Homeowner's exemption | $180,446 | $296,673 Land $179,900 Building $116,773 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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