Orange County property record for 15 E Harvard St, Orlando, FL 32804
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.25 ba · 4,904 sqft · built 2016 |
| Lot Size | 0.114 acres (4,956 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,000 (Jan 2017) |
| Tax Bill | $9,462 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-22-29-3436-00-020 |
| Primary APN | 14-22-29-3436-00-020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 4,904 sqft Living Area |
| Gross Area | 6,932 sqft |
| 1st Floor Area | 1,278 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,956 sqft (0.114 acres) |
| Garage Type | Detached |
| Garage Area | 467 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 277 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 15 E HARVARD ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32804-5050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A/T/W |
| Legal Description | HARVARD SUBDIVISION 83/43 LOT 2 |
| Legal Range | 29E |
| Legal Township | 22S |
| Legal Section | 14 |
| Legal Subdivision | HARVARD SUB |
| Legal Tract | 3436 |
| Legal Lot Number | 2 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 12701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Ivanhoe Historic Residential District listed 2010 · 828 contributing resources · NRIS 10001042 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Orange County assessment roll, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 E HARVARD ST, ORLANDO, FL 32804-5050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITY NAT'L BK/FL |
| Jan 3, 2017 | Warranty Deed, Subdivision Related Transfer · ARM FLORIDA COMMUNITY BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 3, 2017 · Amount on Record |
| Deed Sale | Jan 3, 2017 · Amount on Record |
| Prior Sale | Jun 26, 2014 · Amount on Record |
| Deed Document Number | 20171036 |
| Prior Transfer Date | Mar 30, 2007 |
| Prior Transfer Doc | 0000263863 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 15 E HARVARD ST, ORLANDO, FL 32804-5050 |
| Document Number | 0000324388 |
| Instrument Date | Jun 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 E HARVARD ST ORLANDO FL 328045050, ORLANDO, FL 32804-5050 |
| Document Number | 0000324388 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 324388 |
| Name | CITY NAT'L BK/FL |
|---|---|
| Type | Bank |
| Address | MIAMI, FL 33131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 10, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 3, 2017 |
| Property Address | 15 E HARVARD ST, ORLANDO, FL 32804-5050 |
| Document Number | 0000001036 |
| Map Reference | MB 83 PG 43 |
| Instrument Date | Dec 23, 2016 |
| Instrument | 20170001036 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | INNOVATIVE TITLE SERVICES LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,305.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3090 ALATKA CT, 3090, LONGWOOD, FL 32779-3111 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 E HARVARD ST, ORLANDO, FL 32804-5050 |
| Document Number | 0000001037 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 20170001037 |
| Name | FLORIDA COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $565,570 (+2.7%) | $717,945 (-1.06%) Land $200,000 Building $517,945 | |
| 2025 | $9,462.00 (+3.44%) Homeowner's exemption | $550,701 (+5.99%) | $725,655 (+9.46%) Land $200,000 Building $525,655 |
| 2024 | $9,147.00 (+4.19%) | ||
| 2023 | $8,779.00 (+2.88%) Homeowner's exemption | $519,593 (+3%) | $662,937 (+16.59%) Land $200,000 Building $462,937 |
| 2022 | $8,533.00 Homeowner's exemption | $504,459 | $568,602 Land $179,900 Building $388,702 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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