Orange County property record for 12 E Harvard St, Orlando, FL 32804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,528 sqft · built 1924 |
| Lot Size | 0.164 acres (7,132 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $598,000 (Jun 2026) |
| Tax Bill | $5,215 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-22-29-7728-05-030 |
| Primary APN | 13-22-29-7728-05-030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,528 sqft Living Area |
| Gross Area | 1,901 sqft |
| 1st Floor Area | 764 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1989 |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,132 sqft (0.164 acres) |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 85 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12 E HARVARD ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32804-5051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A/T/W |
| Legal Description | ROSEMERE 2ND SECTION H/52 LOT 3 BLK E |
| Legal Range | 29E |
| Legal Township | 22S |
| Legal Section | 13 |
| Legal Subdivision | ROSEMERE 2ND SEC |
| Legal Tract | 7728 |
| Legal Block | E |
| Legal Lot Number | 3 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 12701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Ivanhoe Historic Residential District listed 2010 · 828 contributing resources · NRIS 10001042 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Orange County assessment roll, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 E HARVARD ST, ORLANDO, FL 32804-5051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jun 23, 2026 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHRISTENSEN FIN'L |
| Sep 29, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on Record |
| Deed Sale | Jun 23, 2026 · Amount on Record |
| Prior Sale | Jul 3, 2014 · Amount on Record |
| Deed Document Number | 2026349787 |
| Prior Transfer Date | Jan 23, 2006 |
| Prior Transfer Doc | 0000064074 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 23, 2026 |
| Property Address | 12 E HARVARD ST, ORLANDO, FL 32804-5051 |
| Document Number | 0000349787 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 2026349787 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | CLOSING PRO, CLOSING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $422,786.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 E HARVARD ST, ORLANDO, FL 32804-5051 |
| Document Number | 0000349788, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 2026349788 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12 E HARVARD ST, ORLANDO, FL 32804-5051 |
| Document Number | 0000600307 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 12 E HARVARD ST ORLANDO FL 328045051, ORLANDO, FL 32804-5051 |
| Document Number | 0000600307 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 600307 |
| Name | CHRISTENSEN FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 16, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12 E HARVARD ST, ORLANDO, FL 32804-5051 |
| Document Number | 0000548608 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 12 E HARVARD ST ORLANDO FL 328045051, ORLANDO, FL 32804-5051 |
| Document Number | 0000548608 |
|---|---|
| Date | Oct 9, 2017 |
| Instrument | 548608 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,745 (+2.7%) | $413,030 (-1.73%) Land $200,000 Building $213,030 | |
| 2025 | $5,215.00 (+3.88%) Homeowner's exemption | $317,181 (+5.99%) | $420,300 (+6.22%) Land $200,000 Building $220,300 |
| 2024 | $5,020.00 (+4.63%) | ||
| 2023 | $4,798.00 (+3.05%) Homeowner's exemption | $299,264 (+3%) | $395,691 (+14.43%) Land $200,000 Building $195,691 |
| 2022 | $4,656.00 Homeowner's exemption | $290,548 | $345,782 Land $179,900 Building $165,882 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures