19 Declaration Dr, Charles Town, WV 25414 Property Records

Jefferson County property record for 19 Declaration Dr, Charles Town, WV 25414

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,064 sqft · built 2007
Lot Size	3.04 acres (132,422 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jul 2017)
Tax Bill	$5,872 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-6A-0015.0000`

Property Details

APN / Parcel Number

Primary APN	`02-6A-0015.0000`
Alternative APN	`19-02-6A-0015.0000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,064 sqft Living Area
1st Floor Area	3,516 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	132,422 sqft (3.04 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	19 DECLARATION DR
City	CHARLES TOWN
State	WV
Zip	25414-4927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#15 PRESERVE-BARLEYWOOD
Legal Subdivision	THE PRESERVE AT BARLEYWOOD
Jurisdiction	JEFFERSON WV
Township / Civil Division	MIDDLEWAY
Census Block Group	4
Census Block	4049
Census Tract	972402

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 DECLARATION DR, CHARLES TOWN, WV 25414-4927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit CNB BANK INC
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jul 31, 2017	Deed, Transfer · Conventional Mortgage POTOMAC MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2017 · Amount on Record
Deed Sale	Jul 31, 2017 · Amount on Record
Prior Sale	Jul 31, 2015 · Amount on Record
Deed Document Number	201713671
Deed Book / Page	1194 / 161
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	19 DECLARATION DR, CHARLES TOWN, WV 25414-4927
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 DECLARATION DR, CHARLES TOWN, WV 25414-4927

Mortgage

Document Number	002663/543
Date	Feb 17, 2026
Book Page	2663/543
Instrument	202600002070

Lender

Name	CNB BANK INC
Type	Bank
Address	BERKELEY SPRINGS, WV 25411

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	19 DECLARATION DR, CHARLES TOWN, WV 25414-4927
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 DECLARATION DR, CHARLES TOWN, WV 25414-4927

Mortgage

Document Number	2353/538
Date	Mar 1, 2021
Book Page	2353/538
Instrument	202100003550

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jul 31, 2017
Property Address	19 DECLARATION DR, CHARLES TOWN, WV 25414-4927
Document Number	1194/161
Book / Page	1194 / 161
Map Reference	MB 23 PG 25-25H
Instrument Date	Jul 31, 2017
Instrument	201700013671
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,090.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19 DECLARATION DR, CHARLES TOWN, WV 25414-4927

Mortgage

Document Number	201700013672
Date	Jul 31, 2017
Instrument	201700013672

Lender

Name	POTOMAC MORTGAGE GROUP LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,872.00 (+24.51%)	$509,200 (+25.45%) Land $110,800 Building $398,400	$848,667 (+25.45%) Land $184,667 Building $664,000
2025	$4,716.00 (+3.79%)	$405,900 (+4.32%) Land $109,700 Building $296,200	$676,500 (+4.32%) Land $182,800 Building $493,700
2023	$4,544.00	$389,100 Land $109,700 Building $279,400	$648,500 Land $182,800 Building $465,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

May also be available: Xfinity.

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