288 Declaration Dr, Charles Town, WV 25414 Property Records

Jefferson County property record for 288 Declaration Dr, Charles Town, WV 25414

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,042 sqft · built 2008
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,119 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-6A-0021.0000`

Property Details

APN / Parcel Number

Primary APN	`02-6A-0021.0000`
Alternative APN	`19-02-6A-0021.0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,042 sqft Living Area
1st Floor Area	2,392 sqft
Basement Area	1,650 sqft
Finished Basement	1,650 sqft

Exterior

Year Built	Built 2008
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	131,116 sqft (3.01 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	288 DECLARATION DR
City	CHARLES TOWN
State	WV
Zip	25414-4923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#21 PRESERVE-BARLEYWOOD
Legal Subdivision	PRESERVE/BARLEYWOOD
Jurisdiction	JEFFERSON WV
Township / Civil Division	MIDDLEWAY
Census Block Group	4
Census Block	4053
Census Tract	972402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Barleywood listed 2007 · 8 contributing resources · NRIS 07000241

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jefferson County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	288 DECLARATION DR, CHARLES TOWN, WV 25414-4923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0001044363
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	288 DECLARATION DR, CHARLES TOWN, WV 25414-4923
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 DECLARATION DR, CHARLES TOWN, WV 25414-4923

Mortgage

Document Number	0000002034
Date	Feb 3, 2021
Book Page	2346/142
Instrument	202100002034

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Dec 1, 2040

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	288 DECLARATION DR, CHARLES TOWN, WV 25414-4923
Document Number	0000013492
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	288 DECLARATION DR CHARLES TOWN WV 254144923, CHARLES TOWN, WV 25414-4923

Mortgage

Document Number	0000013492
Date	Oct 16, 2019
Book Page	002247/000246
Instrument	13492

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,119.00 (+5.26%)	$354,500 (+5.79%) Land $109,300 Building $245,200	$590,700 (+5.77%) Land $182,100 Building $408,600
2023	$3,913.00	$335,100 Land $109,300 Building $225,800	$558,500 Land $182,100 Building $376,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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