104 Declaration Dr, Charles Town, WV 25414 Property Records

Jefferson County property record for 104 Declaration Dr, Charles Town, WV 25414

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,952 sqft · built 2008
Lot Size	3.01 acres (131,116 sqft)
Owner	Individual Name on Record
Last Sale	$501,000 (Jul 2020)
Tax Bill	$3,939 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-6A-0016.0000`

Property Details

APN / Parcel Number

Primary APN	`02-6A-0016.0000`
Alternative APN	`19-02-6A-0016.0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,952 sqft Living Area
1st Floor Area	3,504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	131,116 sqft (3.01 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	104 DECLARATION DR
City	CHARLES TOWN
State	WV
Zip	25414-4910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#16 PRESERVE-BARLEYWOOD
Legal Subdivision	THE PRESERVE AT BARLEYWOOD
Jurisdiction	JEFFERSON WV
Township / Civil Division	MIDDLEWAY
Census Block Group	4
Census Block	4053
Census Tract	972402

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 DECLARATION DR, CHARLES TOWN, WV 25414-4910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 22, 2020	Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 27, 2019	Trustee's Deed, Construction Loan · Construction Mortgage MVB MTG
Jan 24, 2019	Grant Deed, Transfer · Conventional Mortgage MVB MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2020 · Amount on Record
Deed Sale	Jul 22, 2020 · Amount on Record
Prior Sale	Feb 22, 2008 · Amount on Record
Deed Document Number	20209340
Deed Book / Page	1244 / 357
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	104 DECLARATION DR, CHARLES TOWN, WV 25414-4910
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 DECLARATION DR, CHARLES TOWN, WV 25414-4910

Mortgage

Document Number	0002417/57
Date	Oct 14, 2021
Book Page	2417/57
Instrument	202100017062

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jul 22, 2020
Property Address	104 DECLARATION DR, CHARLES TOWN, WV 25414-4910
Document Number	001244/357
Book / Page	1244 / 357
Map Reference	MB 23 PG 25A
Instrument Date	Jul 17, 2020
Instrument	202000009340
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,454.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 DECLARATION DR, CHARLES TOWN, WV 25414-4910

Mortgage

Document Number	202000009341
Date	Jul 22, 2020
Instrument	202000009341

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jun 27, 2019
Property Address	104 DECLARATION DR, CHARLES TOWN, WV 25414-4910
Book / Page	002230 / 000209
Instrument Date	Jun 20, 2019
Instrument	7726
Transaction Type	Construction Loan
Record Updated	Jul 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 DECLARATION DR CHARLES TOWN WV 254144910, CHARLES TOWN, WV 25414-4910

Mortgage

Document Number	0000007726
Date	Jun 27, 2019
Book Page	002230/000209
Instrument	7726

Lender

Name	MVB MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.5%

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jan 24, 2019
Property Address	104 DECLARATION DR, CHARLES TOWN, WV 25414-4910
Document Number	0000000858
Book / Page	001218 / 000337
Instrument Date	Jan 18, 2019
Instrument	858
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,115.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 DECLARATION DR CHARLES TOWN WV 254144910, CHARLES TOWN, WV 25414-4910

Mortgage

Document Number	859
Date	Jan 24, 2019
Book Page	002212/000420
Instrument	859

Lender

Name	MVB MTG
Type	Mortgage Company
Address	FAIRFAX, WV 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 23, 2039

Interest

Rate Type	Adjustable Rate
Rate	6.5%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,939.00 (-1.2%)	$341,600 (-0.47%) Land $110,300 Building $231,300	$569,333 (-0.47%) Land $183,833 Building $385,500
2025	$3,987.00 (+5.28%)	$343,200 (+5.83%) Land $109,300 Building $233,900	$572,000 (+5.83%) Land $182,100 Building $389,900
2023	$3,787.00	$324,300 Land $109,300 Building $215,000	$540,500 Land $182,100 Building $358,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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