North Smithfield Town property record for 19 Cynthia Dr, North Smithfield, RI 02896
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 995 sqft · built 1970 |
| Lot Size | 0.459 acres (20,006 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Aug 2017) |
| Tax Bill | $3,877 (2025) |
| Deeds & Mortgages | Oct 2022 Refinance Jan 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NSMI M:0006 L:0287 |
| Primary APN | NSMI M:0006 L:0287 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 995 sqft Living Area |
| Gross Area | 2,295 sqft |
| 1st Floor Area | 995 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Raised Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,006 sqft (0.459 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3289 |
|---|---|
| Street Address | 19 CYNTHIA DR |
| City | NORTH SMITHFIELD |
| State | RI |
| Zip | 02896-6963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 287 |
| Jurisdiction | NORTH SMITHFIELD RI |
| Township / Civil Division | NORTH SMITHFIELD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 12801 |
19 Cynthia Dr is owned and occupied by two individuals who bought it in August 2017.
Source: North Smithfield Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 CYNTHIA DR, NORTH SMITHFIELD, RI 02896-6963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Jan 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Aug 11, 2017 | Warranty Deed, Transfer · Conventional with PMI NAVIGANT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2017 · Amount on File |
| Deed Sale | Aug 11, 2017 · Amount on File |
| Deed Book / Page | 755 / 166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Property Address | 19 CYNTHIA DR, NORTH SMITHFIELD, RI 02896-6963 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000953-288 |
|---|---|
| Date | Oct 4, 2022 |
| Book Page | 953/288 |
| Instrument | 49575 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Property Address | 19 CYNTHIA DR, NORTH SMITHFIELD, RI 02896-6963 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 881-13 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 881/13 |
| Instrument | 44310 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Recording Date | Aug 11, 2017 |
| Property Address | 19 CYNTHIA DR, NORTH SMITHFIELD, RI 02896-6963 |
| Document Number | 755-166 |
| Book / Page | 000755 / 000166 |
| Instrument Date | Aug 8, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 76 DIVISION ST WOONSOCKET RI 028955311, WOONSOCKET, RI 02895-5311 |
| Document Number | 755-169 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 000755/000169 |
| Name | NAVIGANT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 10, 2047 |
The 2025 property tax bill for 19 Cynthia Dr was $3,877.
Source: North Smithfield Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Smithfield Town |
| Unified School District | North Smithfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,877.00 | $337,100 Land $107,500 Building $229,600 | $428,099 |
| 2023 | $3,386.00 (+2.45%) | $237,600 (-) Land $89,600 Building $148,000 | |
| 2022 | $3,305.00 | $237,600 Land $89,600 Building $148,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Cynthia Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 19 Cynthia Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 85% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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