North Smithfield Town property record for 17 Cynthia Dr, North Smithfield, RI 02896
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,462 sqft · built 1969 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,586 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NSMI M:0006 L:0285 |
| Primary APN | NSMI M:0006 L:0285 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,462 sqft Living Area |
| Gross Area | 3,202 sqft |
| 1st Floor Area | 1,462 sqft |
| Basement Area | 2,208 sqft |
| Finished Basement | 1,104 sqft |
| Unfinished Basement | 1,104 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Raised Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1336 |
|---|---|
| Street Address | 17 CYNTHIA DR |
| City | NORTH SMITHFIELD |
| State | RI |
| Zip | 02896-6963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 285 |
| Jurisdiction | NORTH SMITHFIELD RI |
| Township / Civil Division | NORTH SMITHFIELD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 12801 |
17 Cynthia Dr is owned and occupied by two individuals.
Source: North Smithfield Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17 CYNTHIA DR, NORTH SMITHFIELD, RI 02896-6963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2026 | Deed of Trust, Mortgage |
| Jul 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MILFORD FSB |
| Feb 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MILFORD FSB |
| Feb 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance MILFORD BANK |
| May 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Recording Date | Apr 9, 2026 |
| Property Address | 17 CYNTHIA DR, NORTH SMITHFIELD, RI 02896-6963 |
| Document Number | 0000056313 |
| Book / Page | 1045 / 238 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202656313 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 17 CYNTHIA DR, NORTH SMITHFIELD, RI 02896-6963 |
| Document Number | 001045-238, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 1045/238 |
| Instrument | 202656313 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate | 5.44% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Property Address | 17 CYNTHIA DR, NORTH SMITHFIELD, RI 02896-6963 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000947-234 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 947/234 |
| Instrument | 49117 |
| Name | MILFORD FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Property Address | 17 CYNTHIA DR, NORTH SMITHFIELD, RI 02896-6963 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 886-34 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 886/34 |
| Instrument | 44684 |
| Name | MILFORD FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Property Address | 17 CYNTHIA DR, NORTH SMITHFIELD, RI 02896-6963 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 804-234 |
|---|---|
| Date | Feb 4, 2019 |
| Book Page | 804/234 |
| Name | MILFORD BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Property Address | 17 CYNTHIA DR, NORTH SMITHFIELD, RI 02896-6963 |
| Document Number | 783-221 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2018 |
| Name | Verified Name |
|---|---|
| Address | 17 CYNTHIA DR NORTH SMITHFIELD RI 028966963, NORTH SMITHFIELD, RI 02896-6963 |
| Document Number | 783-221 |
|---|---|
| Date | Jun 8, 2018 |
| Book Page | 000783/000221 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 17 Cynthia Dr was $6,586.
Source: North Smithfield Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Smithfield Town |
| Unified School District | North Smithfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,586.00 | $572,700 Land $107,600 Building $465,100 | $504,577 |
| 2023 | $5,566.00 (+2.45%) | $390,600 (-) Land $89,600 Building $301,000 | |
| 2022 | $5,433.00 | $390,600 Land $89,600 Building $301,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17 Cynthia Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 17 Cynthia Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 85% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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