North Smithfield Town property record for 14 Cynthia Dr, North Smithfield, RI 02896
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,044 sqft · built 1969 |
| Lot Size | 0.46 acres (20,040 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $277,000 (Jul 2018) |
| Tax Bill | $5,521 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NSMI M:0006 L:0284 |
| Primary APN | NSMI M:0006 L:0284 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| Gross Area | 2,850 sqft |
| 1st Floor Area | 1,044 sqft |
| Basement Area | 2,016 sqft |
| Finished Basement | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,040 sqft (0.46 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2520 |
|---|---|
| Street Address | 14 CYNTHIA DR |
| City | NORTH SMITHFIELD |
| State | RI |
| Zip | 02896-6964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 284 |
| Jurisdiction | NORTH SMITHFIELD RI |
| Township / Civil Division | NORTH SMITHFIELD |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 12801 |
14 Cynthia Dr is owned and occupied by two individuals who bought it in July 2018.
Source: North Smithfield Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 CYNTHIA DR, NORTH SMITHFIELD, RI 02896-6964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage NORTHPOINTE BANK |
| Jul 9, 2018 | Warranty Deed, Transfer · FHA Mortgage HOME POINT FINL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2018 · Amount on File |
| Deed Sale | Jul 9, 2018 · Amount on File |
| Deed Book / Page | 787 / 38 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Property Address | 14 CYNTHIA DR, NORTH SMITHFIELD, RI 02896-6964 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000977-268 |
|---|---|
| Date | Oct 4, 2023 |
| Book Page | 977/268 |
| Instrument | 51447 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Property Address | 14 CYNTHIA DR, NORTH SMITHFIELD, RI 02896-6964 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 826-235 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 826/235 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Recording Date | Jul 9, 2018 |
| Property Address | 14 CYNTHIA DR, NORTH SMITHFIELD, RI 02896-6964 |
| Document Number | 787-38 |
| Book / Page | 787 / 38 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.33 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 7870040 |
|---|---|
| Date | Jul 9, 2018 |
| Instrument | 00787/0040 |
| Name | HOME POINT FINL CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 9, 2048 |
The 2025 property tax bill for 14 Cynthia Dr was $5,521.
Source: North Smithfield Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Smithfield Town |
| Unified School District | North Smithfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,521.00 | $480,100 Land $107,600 Building $372,500 | $516,192 |
| 2023 | $5,016.00 (+2.45%) | $352,000 (-) Land $89,600 Building $262,400 | |
| 2022 | $4,896.00 | $352,000 Land $89,600 Building $262,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Cynthia Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14 Cynthia Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 85% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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