19 Cherry Ln, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 19 Cherry Ln, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	2,394 sqft · built 1930
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Tax Bill	$18,295 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00072-01-00023`

Property Details

APN / Parcel Number

Primary APN	`03-00072-01-00023`
Alternative APNs	`0300072000100023` `00002000`

Interior

Building Area	2,394 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide

Location & Zoning

Account Number	00002000
Street Address	19 CHERRY LN
City	CALDWELL
State	NJ
Zip	07006-5704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	60X125
Legal Subdivision	BOROUGH/CALDWELL
Legal Block	72.1
Legal Lot Number	23
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	2
Census Block	2010
Census Tract	21702

Owner

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 CHERRY LN, CALDWELL, NJ 07006-5704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG LLC
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Mar 26, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2013
Deed Sale	Jun 13, 2013
Prior Sale	Mar 18, 2005 · Amount on Record
Deed Book / Page	12444 / 9495
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	19 CHERRY LN, CALDWELL, NJ 07006-5704
Document Number	0000130674
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CHERRY LN CALDWELL NJ 070065704, CALDWELL, NJ 07006-5704

Mortgage

Document Number	0000130674
Date	Dec 30, 2020
Instrument	130674

Lender

Name	STEARNS LNDG LLC
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 29, 2040

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	19 CHERRY LN, CALDWELL, NJ 07006-5704
Document Number	0000098230
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CHERRY LN CALDWELL NJ 070065704, CALDWELL, NJ 07006-5704

Mortgage

Document Number	0000098230
Date	Oct 16, 2019
Instrument	98230

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 15, 2039

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	19 CHERRY LN, CALDWELL, NJ 07006-5704
Document Number	0000030284
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CHERRY LN CALDWELL NJ 070065704, CALDWELL, NJ 07006-5704

Mortgage

Document Number	0000030284
Date	Apr 10, 2018
Instrument	30284

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$561,700 (-) Land $297,000 Building $264,700	$561,700 (-) Land $297,000 Building $264,700
2025	$18,295.00 (+2.3%)	$561,700 (-) Land $297,000 Building $264,700	$561,700 (-) Land $297,000 Building $264,700
2024	$17,884.00 (+5.32%)
2023		$561,700 Land $297,000 Building $264,700	$561,700 Land $297,000 Building $264,700
2022	$16,980.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum.

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