13 Cherry Ln, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 13 Cherry Ln, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	2,219 sqft · built 1931
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Nov 1996)
Tax Bill	$16,474 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-00072-01-00025-01`

Property Details

APN / Parcel Number

Primary APN	`03-00072-01-00025-01`
Alternative APNs	`03000720001000250001` `00002003`

Interior

Building Area	2,219 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide

Location & Zoning

Account Number	00002003
Street Address	13 CHERRY LN
City	CALDWELL
State	NJ
Zip	07006-5704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	60X125
Legal Subdivision	KNOLIWOOD & BERKENDINE ESTATES
Legal Block	72.1
Legal Lot Number	25.1
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	2
Census Block	2010
Census Tract	21702

Owner

13 Cherry Ln is owned and occupied by two individuals who bought it in November 1996.

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 CHERRY LN, CALDWELL, NJ 07006-5704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 17, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 1996 · Amount on File
Deed Sale	Nov 4, 1996 · Amount on File
Deed Book / Page	5445 / 179
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	13 CHERRY LN, CALDWELL, NJ 07006-5704
Transaction Type	Mortgage
Record Updated	May 6, 2021
Title Company	TITLE ON DEMAND/NJ INC, TITLE ON DEMAND OF NJ INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021043950
Date	Apr 9, 2021
Instrument	2021043950

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	13 CHERRY LN, CALDWELL, NJ 07006-5704
Document Number	0000063638
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	SOUTHWEST FINANCIAL, SWF

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 CHERRY LN CALDWELL NJ 070065704, CALDWELL, NJ 07006-5704

Mortgage

Document Number	0000063638
Date	Jul 10, 2020
Instrument	63638

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13 Cherry Ln was $16,474, up 2.3% from the year before.

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$505,800 (-) Land $297,000 Building $208,800	$505,800 (-) Land $297,000 Building $208,800
2025	$16,474.00 (+2.3%)	$505,800 Land $297,000 Building $208,800	$505,800 Land $297,000 Building $208,800
2024	$16,104.00
2023		$505,800 Land $297,000 Building $208,800	$505,800 Land $297,000 Building $208,800
2022	$15,290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Cherry Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Cherry Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum.

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