5 Cherry Ln, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 5 Cherry Ln, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	1,430 sqft · built 1950
Lot Size	0.312 acres (13,580 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,900 (Nov 2018)
Tax Bill	$14,334 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2018 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00072-01-00005`

Property Details

APN / Parcel Number

Primary APN	`03-00072-01-00005`
Alternative APNs	`0300072000100005` `00001980`

Interior

Building Area	1,430 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	13,580 sqft (0.312 acres)
Lot Dimensions	194 ft deep x 70 ft wide

Location & Zoning

Account Number	00001980
Street Address	5 CHERRY LN
City	CALDWELL
State	NJ
Zip	07006-5704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	70X194 IRR
Legal Block	72.1
Legal Lot Number	5
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	2
Census Block	2010
Census Tract	21702

Owner

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 CHERRY LN, CALDWELL, NJ 07006-5704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC
Nov 21, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FINANCE AMERICA LLC
Aug 30, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2018 · Amount on Record
Deed Sale	Nov 21, 2018 · Amount on Record
Prior Sale	Jun 21, 2010
Deed Document Number	2018100907
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	5 CHERRY LN, CALDWELL, NJ 07006-5704
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC R

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CHERRY LN, CALDWELL, NJ 07006-5704

Mortgage

Document Number	0000068203
Date	Oct 30, 2025
Instrument	2025068203

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	5 CHERRY LN, CALDWELL, NJ 07006-5704
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100908
Date	Nov 21, 2018
Instrument	2018100908

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	5 CHERRY LN, CALDWELL, NJ 07006-5704
Document Number	0000096381
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	KNOWLEDGE SPLICE SERVICES, KNOWLEDGE SPLICE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 CHERRY LN CALDWELL NJ 070065704, CALDWELL, NJ 07006-5704

Mortgage

Document Number	0000096381
Date	Oct 9, 2019
Instrument	96381

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

Tax Assessment & Valuation

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,100 (-) Land $317,400 Building $122,700	$440,100 (-) Land $317,400 Building $122,700
2025	$14,334.00 (+2.3%)	$440,100 (-) Land $317,400 Building $122,700	$440,100 (-) Land $317,400 Building $122,700
2024	$14,012.00 (+5.32%)
2023		$440,100 Land $317,400 Building $122,700	$440,100 Land $317,400 Building $122,700
2022	$13,304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum.

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