19 Cherokee Rd, Shalimar, FL 32579 Property Records

Okaloosa County property record for 19 Cherokee Rd, Shalimar, FL 32579

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,687 sqft · built 1945
Lot Size0.241 acres (10,517 sqft)
OwnerIndividual Name on Record
Last Sale$22,000 (Jan 2015)
Tax Bill$1,122 (2025)
Deeds & MortgagesDec 2025 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-592-7883-8

Property Details

APN / Parcel Number

Primary APNC56-000-592-7883-8
Alternative APNs
  • 06-2S-23-224B-0002-0210
  • 23S206224B00020210

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,687 sqft Living Area
Gross Area1,983 sqft
1st Floor Area1,687 sqft
FlooringVinyl/Resilient
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area10,517 sqft (0.241 acres)
Lot Width110 ft Width
PorchFlorida Room
Porch Area208 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address19 CHEROKEE RD
CitySHALIMAR
StateFL
Zip32579-1243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHALIMAR ADD LOT 21 BLK 2
Legal Range23W
Legal Township02S
Legal Section06
Legal SubdivisionSHALIMAR ADD
Legal Block2
Legal Lot Number21
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2034
Census Tract21501

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address19 CHEROKEE RD, SHALIMAR, FL 32579-1243
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2025Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Mar 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 2015 · Amount on Record
Deed SaleJan 14, 2015 · Amount on Record
Prior SaleMar 12, 2010 · Amount on Record
Deed Document Number20152972898
Deed Book / Page3180 / 1573
Prior Transfer DateDec 19, 2014
Prior Transfer Doc0031801573
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address19 CHEROKEE RD, SHALIMAR, FL 32579-1243
Transaction TypeMortgage
Record UpdatedDec 24, 2025
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 CHEROKEE RD, SHALIMAR, FL 32579-1243

Mortgage

Document Number0003786344
DateDec 1, 2025
Instrument3786344
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2040

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address19 CHEROKEE RD, SHALIMAR, FL 32579-1243
Document Number0032964951
Book / Page003296 / 004951
Instrument DateMar 15, 2017
Transaction TypeMortgage
Record UpdatedMay 19, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 CHEROKEE RD SHALIMAR FL 325791243, SHALIMAR, FL 32579-1243

Mortgage

Document Number0032964951
DateApr 27, 2017
Book Page003296/004951
Instrument3131408
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueApr 26, 2027

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityShalimar Town
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,122.00 (+9.14%) Homeowner's exemption$120,104 (+5.99%)$222,559 (+13.51%) Land $131,192 Building $91,367
2023$1,028.00 (+5.11%) Homeowner's exemption$113,319 (+3%)$196,074 (+6.48%) Land $91,778 Building $104,296
2022$978.00 Homeowner's exemption$110,018$184,138 Land $85,774 Building $98,364

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 180 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies328 units insured
incl. 148 condo units
Nearby Flood Claims257 (1979–2020)
Claims Outside the SFHA100 of 257
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 20 claims
  • Hurricane Frances, Sep 2004 · 97 claims
  • Hurricane Opal, Oct 1995 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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