17 Cherokee Rd, Shalimar, FL 32579 Property Records

Okaloosa County property record for 17 Cherokee Rd, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,634 sqft · built 2023
Lot Size	0.223 acres (9,742 sqft)
Owner	Individual Name on File
Last Sale	$649,900 (May 2023)
Tax Bill	$6,734 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-7885-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-7885-3`
Alternative APN	`06-2S-23-224B-0002-0230`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,634 sqft Heated Area
Gross Area	3,678 sqft
1st Floor Area	1,227 sqft
Flooring	Concrete/Cement
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2023
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	9,742 sqft (0.223 acres)
Lot Width	70 ft Width
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	17 CHEROKEE RD
City	SHALIMAR
State	FL
Zip	32579-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHALIMAR ADD LOT 23 BLK 2
Legal Range	23
Legal Township	02S
Legal Section	06
Legal Subdivision	SHALIMAR ADD
Legal Block	2
Legal Lot Number	23
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2034
Census Tract	21501

Owner

17 Cherokee Rd is owned and occupied by an individual who bought it in May 2023.

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	17 CHEROKEE RD, SHALIMAR, FL 32579-1243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
May 2, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2023 · Amount on File
Deed Sale	May 9, 2023 · Amount on File
Deed Document Number	3622505
Deed Book / Page	3674 / 1092
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 9, 2023
Property Address	17 CHEROKEE RD, SHALIMAR, FL 32579-1243
Document Number	0036741092
Book / Page	3674 / 1092
Map Reference	MB 1 PG 95-A
Instrument Date	May 4, 2023
Instrument	3622505
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,549.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 686, BAKER, FL 32531-0686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CHEROKEE RD, SHALIMAR, FL 32579-1243

Mortgage

Document Number	0036741094
Date	May 9, 2023
Instrument	3674/1094

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	17 CHEROKEE RD, SHALIMAR, FL 32579-1243
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 686, BAKER, FL 32531-0686

Mortgage

Document Number	0036191636
Date	May 2, 2022
Book Page	3619/1636
Instrument	3546553

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank
Address	NICEVILLE, FL 32578

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Shalimar Town
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$505,891 Land $119,266 Building $386,625	$505,891 Land $119,266 Building $386,625
2024	$6,734.00 (+473.59%)
2023	$1,174.00 (+7.71%)	$83,434 (+7%) Land $83,434	$83,434 (+7%) Land $83,434
2022	$1,090.00	$77,976 Land $77,976	$77,976 Land $77,976

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 17 Cherokee Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 180 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	328 units insured incl. 148 condo units
Nearby Flood Claims	257 (1979–2020)
Claims Outside the SFHA	100 of 257
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 20 claims Hurricane Frances, Sep 2004 · 97 claims Hurricane Opal, Oct 1995 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Cherokee Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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