19 Brown St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 19 Brown St, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,114 sqft · built 1970
Lot Size	0.333 acres (14,500 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (May 2026)
Tax Bill	$4,056 (2026)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U14 B:00034 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U14 B:00034 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,114 sqft Living Area
Gross Area	2,032 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,500 sqft (0.333 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	19 BROWN ST
City	SPENCER
State	MA
Zip	01562-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Block	34
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	4
Census Block	4008
Census Tract	726200

Owner

19 Brown St is owned and occupied by an individual who bought it in May 2026.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	19 BROWN ST, SPENCER, MA 01562-1701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit NORTHPOINT MORTGAGE
May 15, 2026	Quit Claim Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE
Oct 11, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on File
Deed Sale	May 15, 2026 · Amount on File
Prior Sale	Dec 29, 2016 · Amount on File
Deed Document Number	202638417
Deed Book / Page	73580 / 259
Prior Transfer Date	Sep 28, 2022
Prior Transfer Doc	0068334-83
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Recording Date	May 15, 2026
Property Address	19 BROWN ST, SPENCER, MA 01562-1701
Document Number	073580-277
Book / Page	73580 / 277
Instrument Date	May 15, 2026
Instrument	202638419
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 BROWN ST, SPENCER, MA 01562-1701

Mortgage

Document Number	0000038419,
Date	May 15, 2026
Book Page	73580/277
Instrument	202638419

Lender

Name	NORTHPOINT MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	May 15, 2026
Property Address	19 BROWN ST, SPENCER, MA 01562-1701
Document Number	0000038417
Book / Page	73580 / 259
Instrument Date	May 13, 2026
Instrument	202638417
Transaction Type	Transfer
Record Updated	Jun 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 BROWN ST, SPENCER, MA 01562-1701

Mortgage

Date	May 15, 2026

Lender

Name	NORTHPOINT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	6.46%
Max Rate	-1%

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Oct 11, 2022
Property Address	19 BROWN ST, SPENCER, MA 01562-1701
Document Number	0068334-83
Book / Page	68334 / 83
Instrument Date	Sep 28, 2022
Instrument	110529
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 BROWN ST, SPENCER, MA 01562-1701

Tax Assessment & Valuation

The 2026 property tax bill for 19 Brown St was $4,056, up 9,557.1% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,056.00 (+9,557.14%)	$369,400 (+2.24%) Land $49,400 Building $320,000	$299,319 (-9.75%)
2025	$42.00 (-98.91%)	$361,300 (+7.21%) Land $43,000 Building $318,300	$331,645
2024	$3,855.00 (+7.41%)	$337,000 (+13.24%) Land $43,000 Building $294,000
2023	$3,589.00	$297,600 Land $43,000 Building $254,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Brown St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Brown St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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