6 Brown St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 6 Brown St, Spencer, MA 01562

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,795 sqft · built 1887
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Mar 2017)
Tax Bill	$3,391 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U14 B:00038 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U14 B:00038 L:00000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,795 sqft Living Area
Gross Area	3,352 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,801 sqft (0.225 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	6 BROWN ST
City	SPENCER
State	MA
Zip	01562-1702
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	VR
Legal Block	38
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	4
Census Block	4018
Census Tract	726200

Owner

6 Brown St, a duplex, is owned and occupied by an individual who bought it in March 2017.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6 BROWN ST, SPENCER, MA 01562-1702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · VA Mortgage USA VETERANS ADMIN
Mar 13, 2017	Quit Claim Deed, Transfer · VA Mortgage FINANCE AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2017 · Amount on File
Deed Sale	Mar 13, 2017 · Amount on File
Prior Sale	Jul 7, 2014 · Amount on File
Deed Document Number	201725582
Deed Book / Page	56843 / 149
Transfer Doc	056843-149
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	6 BROWN ST, SPENCER, MA 01562-1702
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067692-229
Date	Jun 2, 2022
Book Page	67692/229
Instrument	60465

Lender

Name	USA VETERANS ADMIN

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jul 1, 2051

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Mar 13, 2017
Property Address	6 BROWN ST, SPENCER, MA 01562-1702
Document Number	56843-149
Book / Page	056843 / 000149
Instrument Date	Jan 17, 2017
Instrument	25582
Transaction Type	Transfer
Record Updated	Apr 4, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$661.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 BROWN ST SPENCER MA 015621702, SPENCER, MA 01562-1702

Mortgage

Document Number	56843-154
Date	Mar 13, 2017
Book Page	056843/000154
Instrument	25583

Lender

Name	FINANCE AMERICA
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 6 Brown St was $3,391, up 10,496.9% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,391.00 (+10,496.88%)	$308,800 (+10.01%) Land $47,100 Building $261,700	$372,866
2025	$32.00 (-98.92%)	$280,700 (+8.21%) Land $40,900 Building $239,800
2024	$2,968.00 (+4.77%)	$259,400 (+10.43%) Land $40,900 Building $218,500
2023	$2,833.00	$234,900 Land $40,900 Building $194,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Brown St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Brown St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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