5 Brown St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 5 Brown St, Spencer, MA 01562

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 1,728 sqft · built 1887
Lot Size	0.121 acres (5,273 sqft)
Owner	Company Name on File
Last Sale	$270,000 (Jun 2021)
Tax Bill	$3,014 (2026)
Deeds & Mortgages	Jun 2025 Mortgage Feb 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U14 B:00029 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U14 B:00029 L:00000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Units	3 Units
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	3,528 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,273 sqft (0.121 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5 BROWN ST
City	SPENCER
State	MA
Zip	01562-1786
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	VR
Legal Block	29
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	4
Census Block	4008
Census Tract	726200

Owner

5 Brown St, a triplex, is owned by a company that bought it in June 2021.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 470, ROCHDALE, MA 01542-0470
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage PRESTIGE HOME MORTGAGE LLC
Feb 27, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jun 28, 2021	Quit Claim Deed, Transfer
Mar 19, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2021 · Amount on File
Deed Sale	Jun 28, 2021 · Amount on File
Prior Sale	Mar 19, 2021 · Amount on File
Deed Document Number	202189677
Deed Book / Page	65490 / 104
Prior Transfer Date	Jun 21, 2021
Prior Transfer Doc	065490-104
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	5 BROWN ST, SPENCER, MA 01562-1786
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072111-72
Date	Jun 12, 2025
Book Page	72111/72
Instrument	47480

Lender

Name	PRESTIGE HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	5 BROWN ST, SPENCER, MA 01562-1786
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070231-249
Date	Feb 27, 2024
Book Page	70231/249
Instrument	14169

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEICESTER MA
Recording Date	Jun 28, 2021
Property Address	5 BROWN ST, SPENCER, MA 01562-1786
Document Number	065490-104
Book / Page	65490 / 104
Instrument Date	Jun 21, 2021
Instrument	89677
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	15 BROWN ST, LEICESTER, MA 01524

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Mar 19, 2021
Property Address	5 BROWN ST, SPENCER, MA 01562-1786
Document Number	064718-379
Book / Page	64718 / 379
Instrument Date	Mar 5, 2021
Instrument	38020
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1135 STAFFORD ST, ROCHDALE, MA 01542-1032

Tax Assessment & Valuation

The 2026 property tax bill for 5 Brown St was $3,014, up 3.1% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,014.00 (+3.11%)	$274,500 (+10.24%) Land $44,300 Building $230,200
2025	$2,923.00 (+10.85%)	$249,000 (+8.03%) Land $38,500 Building $210,500
2024	$2,637.00 (+5.78%)	$230,500 (+11.51%) Land $38,500 Building $192,000
2023	$2,493.00	$206,700 Land $38,500 Building $168,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5 Brown St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Brown St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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