1899 Suwannee River Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1899 Suwannee River Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,835 sqft · built 1997
Lot Size	0.235 acres (10,236 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Jan 2022)
Tax Bill	$5,232 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-05-26-014260-002-51`

Property Details

APN / Parcel Number

Primary APN	`06-05-26-014260-002-51`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,835 sqft Living Area
Gross Area	2,234 sqft
1st Floor Area	1,835 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,236 sqft (0.235 acres)
Lot Dimensions	130 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	399 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Finished/Open Porch
Porch Area	40 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1899 SUWANNEE RIVER DR
City	FLEMING ISLAND
State	FL
Zip	32003-7960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 51 RIVERBEND AS REC OR 4556 PG 1866
Legal Range	26E
Legal Township	05S
Legal Section	06
Legal Subdivision	RIVERBEND
Legal Lot Number	51
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1012
Census Tract	30707

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1899 SUWANNEE RIVER DR, FLEMING ISLAND, FL 32003-7960
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 6, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2022 · Amount on Record
Deed Sale	Jan 7, 2022 · Amount on Record
Prior Sale	Oct 6, 2021 · Amount on Record
Deed Document Number	20221811
Deed Book / Page	4556 / 1866
Prior Transfer Date	May 21, 2016
Prior Transfer Doc	0038660411
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 7, 2022
Property Address	1899 SUWANNEE RIVER DR, FLEMING ISLAND, FL 32003-7960
Document Number	0045561866
Book / Page	4556 / 1866
Map Reference	MB 24 PG 36-40
Instrument Date	Jan 6, 2022
Instrument	2022001811
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2243 SARAGOSSA AVE, JACKSONVILLE, FL 32217-2685

Mortgage

Document Number	0045561868
Date	Jan 7, 2022
Instrument	4556/1868

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 6, 2021
Property Address	1899 SUWANNEE RIVER DR, FLEMING ISLAND, FL 32003-7960
Document Number	0045190006
Book / Page	4519 / 6
Map Reference	MB 24 PG 36-40
Instrument Date	Oct 1, 2021
Instrument	2021063203
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$2,352.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1899 SUWANNEE RIVER DR, FLEMING ISLAND, FL 32003-7960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,232.00 (+1.32%) Homeowner's exemption	$383,195 (+1.82%) Land $50,000 Building $333,195	$383,195 (+1.82%) Land $50,000 Building $333,195
2024	$5,164.00 (-5.06%)
2023	$5,439.00 (+6.77%) Homeowner's exemption	$376,329 (+17.24%) Land $50,000 Building $326,329	$376,329 (+17.24%) Land $50,000 Building $326,329
2022	$5,094.00 Homeowner's exemption	$320,985 Land $50,000 Building $270,985	$320,985 Land $50,000 Building $270,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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