1902 Suwannee River Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1902 Suwannee River Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,225 sqft · built 1995
Lot Size	0.228 acres (9,975 sqft)
Owner	Individual Name on Record
Last Sale	$262,500 (Jan 2006)
Tax Bill	$2,278 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-05-26-014260-002-68`

Property Details

APN / Parcel Number

Primary APN	`06-05-26-014260-002-68`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,225 sqft Heated Area
Gross Area	2,883 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,975 sqft (0.228 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	428 sqft
Porch	Porch
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1902 SUWANNEE RIVER DR
City	FLEMING ISLAND
State	FL
Zip	32003-7950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 68 RIVERBEND AS REC O R 2669 PG 811 & 2671 PG 1671
Legal Range	26
Legal Township	05
Legal Section	06
Legal Subdivision	RIVERBEND
Legal Lot Number	68
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1012
Census Tract	30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1902 SUWANNEE RIVER DR, FLEMING ISLAND, FL 32003-7950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2006 · Amount on Record
Deed Sale	Jan 27, 2006 · Amount on Record
Prior Sale	Oct 20, 2000 · Amount on Record
Deed Document Number	2006006562
Deed Book / Page	2669 / 0811
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1902 SUWANNEE RIVER DR, FLEMING ISLAND, FL 32003-7950
Document Number	0042871365
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1902 SUWANNEE RIVER DR FLEMING ISLAND FL 320037950, FLEMING ISLAND, FL 32003-7950

Mortgage

Document Number	0042871365
Date	Mar 10, 2020
Book Page	004287/001365
Instrument	13145

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,278.00 (-6.64%) Homeowner's exemption	$189,553 (+5.99%)	$343,418 (+1.76%) Land $50,000 Building $293,418
2023	$2,440.00 (+8.35%) Homeowner's exemption	$178,846 (+3%)	$337,479 (+16.88%) Land $50,000 Building $287,479
2022	$2,252.00 Homeowner's exemption	$173,637	$288,730 Land $50,000 Building $238,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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