1876 Suwannee River Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1876 Suwannee River Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,725 sqft · built 1993
Lot Size	0.277 acres (12,066 sqft)
Owner	Company Name on Record
Last Sale	$183,000 (Jan 2018)
Tax Bill	$4,097 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-05-26-014260-002-72`

Property Details

APN / Parcel Number

Primary APN	`06-05-26-014260-002-72`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,725 sqft Living Area
Gross Area	2,085 sqft
1st Floor Area	1,725 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,066 sqft (0.277 acres)
Lot Dimensions	151 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	360 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	463 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1876 SUWANNEE RIVER DR
City	FLEMING ISLAND
State	FL
Zip	32003-7957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 72 RIVERBEND AS REC OR 4045 PG 434 & 4110 PG 1597
Legal Range	26E
Legal Township	05S
Legal Section	06
Legal Subdivision	RIVERBEND
Legal Lot Number	72
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1012
Census Tract	30707

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage GERMAN AMERICAN CAPITAL CORPORATION
Aug 3, 2018	Grant Deed, Transfer OS NATIONAL LLC
Aug 21, 2018	Grant Deed, Mortgage · Line of Credit GOLDMAN SACHS MTG
Jan 5, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2018 · Amount on Record
Deed Sale	Jan 5, 2018 · Amount on Record
Prior Sale	Sep 1, 2017
Deed Document Number	2018943
Deed Book / Page	4045 / 434
Prior Transfer Date	Jan 3, 2018
Prior Transfer Doc	0040450434
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1876 SUWANNEE RIVER DR, FLEMING ISLAND, FL 32003-7957
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	SELENE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044850412
Date	Jul 21, 2021
Book Page	4485/412
Instrument	2021045112

Lender

Name	GERMAN AMERICAN CAPITAL CORPORATION
Type	Non-Lending Institution
Address	NEW YORK, NY 10005

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY FL
Recording Date	Aug 3, 2018
Property Address	1876 SUWANNEE RIVER DR, FLEMING ISLAND, FL 32003-7957
Document Number	0041101597
Book / Page	004110 / 001597
Instrument Date	Aug 2, 2018
Instrument	40821
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090

August 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CLAY FL
Recording Date	Aug 21, 2018
Property Address	1876 SUWANNEE RIVER DR, FLEMING ISLAND, FL 32003-7957
Document Number	0041151892
Book / Page	004115 / 001892
Instrument Date	Aug 2, 2018
Instrument	43979
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	810 7TH AVE #24TH NEW YORK NY 100195818, 24TH, NEW YORK, NY 10019-5818

Mortgage

Document Number	41151892
Date	Aug 21, 2018
Book Page	004115/001892
Instrument	43979

Lender

Name	GOLDMAN SACHS MTG
Type	Mortgage Company
Address	200 WEST ST # 5TH, NEW YORK, NY 10282-2102

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 5, 2018
Property Address	1876 SUWANNEE RIVER DR, FLEMING ISLAND, FL 32003-7957
Document Number	0040450434
Book / Page	004045 / 000434
Instrument Date	Jan 3, 2018
Instrument	943
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,281.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,097.00 (+6.86%)	$286,239 (+1.62%) Land $50,000 Building $236,239	$286,239 (+1.62%) Land $50,000 Building $236,239
2024	$3,834.00 (-3.86%)
2023	$3,988.00 (+15.23%)	$281,684 (+16.15%) Land $50,000 Building $231,684	$281,684 (+16.15%) Land $50,000 Building $231,684
2022	$3,461.00	$242,512 Land $50,000 Building $192,512	$242,512 Land $50,000 Building $192,512

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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