18976 Choctaw Rd, Bend, OR 97702 Property Records

Deschutes County property record for 18976 Choctaw Rd, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,781 sqft · built 1994
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$193,000 (Jun 2010)
Tax Bill	$4,079 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181126 BA 04000`

Property Details

APN / Parcel Number

Primary APN	`181126 BA 04000`
Alternative APNs	`R1003181126B003400` `111530`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,781 sqft Living Area
1st Floor Area	2,245 sqft

Exterior

Year Built	Built 1994
Architectural Style	Other
Lot Area	22,216 sqft (0.51 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	1,232 sqft
Deck Area	302 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	111530
Old Parcel Number	R1003181126B003400
Street Address	18976 CHOCTAW RD
City	BEND
State	OR
Zip	97702-7910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:136 BLK:P SUBD:DESCHUTES RIVER WOODS SEC/TWN/RNG/MER:SEC 26 TWN 18 RNG 11 MAP REF:181126-BA
Legal Range	11E
Legal Township	18S
Legal Section	26
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	DESCHUTES RIVER WOODS
Legal Block	P
Legal Lot Number	136
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1010
Census Tract	401

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18976 CHOCTAW RD, BEND, OR 97702-7910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2010 · Amount on Record
Deed Sale	Jun 3, 2010 · Amount on Record
Prior Sale	Jun 3, 2010 · Amount on Record
Deed Document Number	0000021692
Last Transfer Date	Dec 31, 2013
Transfer Doc	0000052318
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18976 CHOCTAW RD, BEND, OR 97702-7910
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023609
Date	Jul 8, 2019
Instrument	2019-23609

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,079.00 (+4.43%)	$267,950 (+3%)	$783,910 (-4.44%) Land $287,490 Building $496,420
2024	$3,906.00 (+6.14%)	$260,150 (+3%)	$820,310 (-1.46%) Land $298,530 Building $521,780
2023	$3,680.00	$252,580	$832,450 Land $283,200 Building $549,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGATE WATER SYSTEM private · serves 3,153 people · EPA ID OR4101439
Water Source	Groundwater
Last State Inspection	May 2021
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

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