18972 Choctaw Rd, Bend, OR 97702 Property Records

Deschutes County property record for 18972 Choctaw Rd, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,516 sqft · built 1994
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$4,222 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`181126 BA 03900`

Property Details

APN / Parcel Number

Primary APN	`181126 BA 03900`
Alternative APNs	`R1003181126B003300` `111511`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,516 sqft Living Area
1st Floor Area	1,768 sqft
2nd Floor Area	748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Split Level
Lot Area	21,780 sqft (0.5 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	528 sqft
Deck Area	368 sqft

Location & Zoning

Account Number	111511
Old Parcel Number	R1003181126B003300
Street Address	18972 CHOCTAW RD
City	BEND
State	OR
Zip	97702-7910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:135 BLK:P SUBD:DESCHUTES RIVER WOODS SEC/TWN/RNG/MER:SEC 26 TWN 18 RNG 11 MAP REF:181126-BA
Legal Range	11E
Legal Township	18S
Legal Section	26
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	DESCHUTES RIVER WOODS
Legal Block	P
Legal Lot Number	135
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1010
Census Tract	401

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18972 CHOCTAW RD, BEND, OR 97702-7910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2001
Deed Sale	Mar 15, 2001
Deed Document Number	0200112298
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18972 CHOCTAW RD, BEND, OR 97702-7910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036114
Date	Sep 5, 2018
Instrument	2018-36114

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,222.00 (+4.43%)	$277,490 (+3%)	$826,190 (-5.58%) Land $290,990 Building $535,200
2024	$4,043.00 (+6.17%)	$269,410 (+3%)	$875,030 (-5.19%) Land $302,030 Building $573,000
2023	$3,808.00	$261,570	$922,940 Land $286,700 Building $636,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGATE WATER SYSTEM private · serves 3,153 people · EPA ID OR4101439
Water Source	Groundwater
Last State Inspection	May 2021
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Choctaw Rd

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