18964 Choctaw Rd, Bend, OR 97702 Property Records

Deschutes County property record for 18964 Choctaw Rd, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,526 sqft · built 1993
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Oct 2015)
Tax Bill	$3,652 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`181126 BA 03700`

Property Details

APN / Parcel Number

Primary APN	`181126 BA 03700`
Alternative APNs	`R1003181126B003100` `111513`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,526 sqft Living Area
1st Floor Area	1,758 sqft
2nd Floor Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Split Level
Lot Area	22,651 sqft (0.519 acres)
View / Lot	Fair
Garage Type	Mixed
Garage Area	600 sqft

Exterior Amenities

Deck Area	Deck Area
Patio Area	827 sqft
Shed	1 Shed
Shed Area	72 sqft

Location & Zoning

Account Number	111513
Old Parcel Number	R1003181126B003100
Street Address	18964 CHOCTAW RD
City	BEND
State	OR
Zip	97702-7910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:133 BLK:P SUBD:DESCHUTES RIVER WOODS SEC/TWN/RNG/MER:SEC 26 TWN 18 RNG 11 MAP REF:181126-BA
Legal Range	11E
Legal Township	18S
Legal Section	26
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	DESCHUTES RIVER WOODS
Legal Block	P
Legal Lot Number	133
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1010
Census Tract	401

Owner

18964 Choctaw Rd is owned and occupied by an individual who acquired it in June 2019.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Individual Name on File
Mailing Address	18964 CHOCTAW RD, BEND, OR 97702-7910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Jun 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2015 · Amount on File
Deed Sale	Oct 13, 2015 · Amount on File
Prior Sale	Oct 13, 2015 · Amount on File
Deed Document Number	0000042189
Last Transfer Date	Jun 21, 2019
Transfer Doc	0000021226
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18964 CHOCTAW RD, BEND, OR 97702-7910
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18964 CHOCTAW RD, BEND, OR 97702-7910

Mortgage

Document Number	0000021621
Date	Aug 30, 2023
Instrument	2023-21621

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 21, 2019
Property Address	18964 CHOCTAW RD, BEND, OR 97702-7910
Document Number	0000021226
Instrument Date	Jun 17, 2019
Instrument	21226
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18964 CHOCTAW RD BEND OR 977027910, BEND, OR 97702-7910

Tax Assessment & Valuation

The 2025 property tax bill for 18964 Choctaw Rd was $3,652, up 4.4% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,652.00 (+4.43%)	$239,420 (+3%)	$777,720 (-4.1%) Land $283,990 Building $493,730
2024	$3,497.00 (+6.13%)	$232,450 (+3%)	$810,930 (-4.01%) Land $295,030 Building $515,900
2023	$3,295.00	$225,680	$844,780 Land $279,700 Building $565,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18964 Choctaw Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18964 Choctaw Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGATE WATER SYSTEM private · serves 3,153 people · EPA ID OR4101439
Water Source	Groundwater
Last State Inspection	May 2021
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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