Miami-Dade County property record for 1897 Rutland St, Opa Locka, FL 33054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 999 sqft · built 1950 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $750,000 (Oct 2023) |
| Tax Bill | $7,439 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2026 Sale + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 08-2122-006-0330 |
| Primary APN | 08-2122-006-0330 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 999 sqft Living Area |
| 1st Floor Area | 999 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Concrete Block/Hollow Tile/Frame |
| Construction Type | Concrete Block |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 218 sqft |
| Carport | Carport |
| Carport Area | 218 sqft |
| Patio Area | 218 sqft |
| Street Address | 1897 RUTLAND ST |
|---|---|
| City | OPA LOCKA |
| State | FL |
| Zip | 33054-3738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | MAGNOLIA GARDENS CONSOLIDATED PB 49-54 LOT 33BLK 337 LOT SIZE 50.000 X 100 |
| Legal Range | 41E |
| Legal Township | 52S |
| Legal Section | 22 |
| Legal Subdivision | MAGNOLIA GARDENS CONSOLIDATED |
| Legal Block | 337 |
| Legal Lot Number | 33 |
| Jurisdiction | DADE FL |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 418 |
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1309 COFFEEN AVE, 1200, SHERIDAN, WY 82801-5777 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| May 14, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 3, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 4, 2023 | Warranty Deed, Transfer · Balloon Mortgage ASA MORTGAGE HOLDINGS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2023 · Amount on Record |
| Deed Sale | Oct 3, 2023 · Amount on Record |
| Prior Sale | May 4, 2023 · Amount on Record |
| Deed Document Number | 2023703696 |
| Deed Book / Page | 33909 / 4884 |
| Prior Transfer Date | May 2, 2014 |
| Prior Transfer Doc | 0000318017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Sep 23, 2026 |
| Property Address | 1897 RUTLAND ST, OPA LOCKA, FL 33054-3738 |
| Document Number | 0000651406 |
| Book / Page | 35502 / 2955 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 2026651406 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1897 RUTLAND ST, OPA LOCKA, FL 33054-3738 |
| Document Number | 0000651406, |
|---|---|
| Date | Sep 23, 2026 |
| Book Page | 35502/2955 |
| Instrument | 2026651406 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | May 14, 2026 |
| Property Address | 1897 RUTLAND ST, OPA LOCKA, FL 33054-3738 |
| Document Number | 0000326992 |
| Book / Page | 35300 / 2378 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026326992 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Oct 3, 2023 |
| Property Address | 1897 RUTLAND ST, OPA LOCKA, FL 33054-3738 |
| Document Number | 0000703696 |
| Book / Page | 33909 / 4884 |
| Map Reference | MB 49 PG 54 |
| Instrument Date | Aug 22, 2023 |
| Instrument | 2023R0703696 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | FAIRWATER TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,394.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8601 NW 80TH ST, TAMARAC, FL 33321-1666 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9101 NW 11TH CT, PLANTATION, FL 33322-4901 |
| Document Number | 0000004886 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | 33909/4886 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | May 4, 2023 |
| Property Address | 1897 RUTLAND ST, OPA LOCKA, FL 33054-3738 |
| Document Number | 0000298879 |
| Book / Page | 33692 / 1215 |
| Map Reference | MB 49 PG 54 |
| Instrument Date | Apr 27, 2023 |
| Instrument | 2023R0298879 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2023 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY OF SOUTH FL I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,560.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2741 VILLAGE BLVD APT 301, 301, WEST PALM BEACH, FL 33409-6923 |
| Name | Verified Name |
|---|---|
| Address | 8601 NW 80TH ST, TAMARAC, FL 33321-1666 |
| Document Number | 0000001217 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 33692/1217 |
| Name | ASA MORTGAGE HOLDINGS LLC |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Opa-locka City |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,439.00 (-8.42%) | $320,836 (+648.46%) Land $155,000 Building $165,836 | $320,836 (+66.82%) Land $155,000 Building $165,836 |
| 2024 | $8,123.00 (+660.58%) | ||
| 2023 | $1,068.00 (+6.91%) Homeowner's exemption | $42,866 (+3%) | $192,323 (+9.94%) Land $97,500 Building $94,823 |
| 2022 | $999.00 Homeowner's exemption | $41,618 | $174,931 Land $80,000 Building $94,931 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 78 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 78 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Oct 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OPA LOCKA serves 16,479 people · EPA ID FL4131001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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