Miami-Dade County property record for 1890 Rutland St, Opa Locka, FL 33054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,149 sqft · built 1950 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $600,000 (Jul 2026) |
| Tax Bill | $7,295 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2026 Sale & Construction Loan + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 08-2122-006-0570 |
| Primary APN | 08-2122-006-0570 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,149 sqft Living Area |
| Gross Area | 2,214 sqft |
| 1st Floor Area | 2,149 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Rigid Frame Bar Joist |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 180 sqft |
| Carport | Carport |
| Carport Area | 180 sqft |
| Street Address | 1890 RUTLAND ST |
|---|---|
| City | OPA LOCKA |
| State | FL |
| Zip | 33054-3739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | MAGNOLIA GARDENS CONSOLIDATED PB 49-54 LOT 13BLK 338 LOT SIZE 50.000 X 100 OR 19099-4469 0500 1 |
| Legal Range | 41E |
| Legal Township | 52S |
| Legal Section | 22 |
| Legal Subdivision | MAGNOLIA GARDENS CONSOLIDATED |
| Legal Block | 338 |
| Legal Lot Number | 13 |
| Jurisdiction | DADE FL |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 418 |
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1890 RUTLAND ST, OPA LOCKA, FL 33054-3739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jul 31, 2026 | Warranty Deed, Transfer · FHA Mortgage LOAN STORE |
| Feb 5, 2026 | Warranty Deed, Construction Loan · Construction Mortgage RBI PRIVATE LENDING LLC |
| Feb 5, 2026 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on Record |
| Deed Sale | Jul 31, 2026 · Amount on Record |
| Prior Sale | Feb 5, 2026 · Amount on Record |
| Deed Document Number | 2026522850 |
| Deed Book / Page | 35424 / 1011 |
| Prior Transfer Date | Jan 30, 2026 |
| Prior Transfer Doc | 0000080156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Jul 31, 2026 |
| Property Address | 1890 RUTLAND ST, OPA LOCKA, FL 33054-3739 |
| Document Number | 0000522850 |
| Book / Page | 35424 / 1011 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 2026522850 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | NEAR NORTH TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $363,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1890 RUTLAND ST, OPA LOCKA, FL 33054-3739 |
| Document Number | 0000522851, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 35424/1013 |
| Instrument | 2026522851 |
| Name | LOAN STORE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Feb 5, 2026 |
| Property Address | 1890 RUTLAND ST, OPA LOCKA, FL 33054-3739 |
| Document Number | 0000080155 |
| Book / Page | 35147 / 3150 |
| Map Reference | MB 49 PG 54 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 2026R0080155 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 6, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,394.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19325 NW 54TH CT, MIAMI GARDENS, FL 33055-1606 |
| Name | Verified Name |
|---|---|
| Address | 10237 NW 9TH CIRCLE #104 # 104, 104, MIAMI, FL 33172 |
| Document Number | 0000003158 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 35147/3158 |
| Name | RBI PRIVATE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Feb 5, 2026 |
| Property Address | 1890 RUTLAND ST, OPA LOCKA, FL 33054-3739 |
| Document Number | 0000080156 |
| Book / Page | 35147 / 3152 |
| Map Reference | MB 49 PG 54 |
| Instrument Date | Jan 22, 2025 |
| Instrument | 2026R0080156 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2810 NW 6TH CT, POMPANO BEACH, FL 33069-2128 |
| Name | Verified Name |
|---|---|
| Address | 10237 NW 9TH CIRCLE #104 # 104, 104, MIAMI, FL 33172 |
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Opa-locka City |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,295.00 (+0.84%) | $117,676 (+5.99%) | $404,494 (+34.7%) Land $155,000 Building $249,494 |
| 2024 | $7,234.00 (+2.99%) | ||
| 2023 | $7,024.00 (+223.39%) Homeowner's exemption | $111,030 (+3%) | $300,294 (+5.93%) Land $97,500 Building $202,794 |
| 2022 | $2,172.00 Homeowner's exemption | $107,797 | $283,476 Land $80,000 Building $203,476 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 78 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 78 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Oct 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OPA LOCKA serves 16,479 people · EPA ID FL4131001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures