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1910 Rutland St, Opa Locka, FL 33054 Property Records

Miami-Dade County property record for 1910 Rutland St, Opa Locka, FL 33054

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,352 sqft · built 1950
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Jul 2022)
Tax Bill$8,701 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Jan 2018 Loan Modification
+ 1 more
Flood ZoneZone AE (high risk)
APN08-2122-006-0540

Property Details

APN / Parcel Number

Primary APN08-2122-006-0540

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,352 sqft Living Area
Gross Area1,723 sqft
1st Floor Area1,352 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1970
Exterior MaterialConcrete Block/Hollow Tile/Frame
Construction TypeConcrete Block
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage Area126 sqft
PorchPorch
Porch Area29 sqft

Location & Zoning

Street Address1910 RUTLAND ST
CityOPA LOCKA
StateFL
Zip33054-3741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal DescriptionMAGNOLIA GARDENS CONSOLIDATED PB 49-54 LOT 10BLK 338 LOT SIZE 50.000 X 100
Legal Range41E
Legal Township52S
Legal Section22
Legal SubdivisionMAGNOLIA GARDENS CONSOLIDATED
Legal Block338
Legal Lot Number10
JurisdictionDADE FL
Township / Civil DivisionMIAMI
Census Block Group2
Census Block2014
Census Tract418

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1910 RUTLAND ST, OPA LOCKA, FL 33054-3741
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2022Warranty Deed, Transfer · FHA Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jan 10, 2018Loan Modification, Mortgage
FIRST NAT'L BK/S MIAMI
Jul 7, 2017Loan Modification, Mortgage
FIRST NAT'L BK/S MIAMI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2022 · Amount on Record
Deed SaleJul 11, 2022 · Amount on Record
Prior SaleAug 18, 2014 · Amount on Record
Deed Document Number2022550311
Deed Book / Page33281 / 3576
Prior Transfer DateJan 28, 2014
Prior Transfer Doc0000080341
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateJul 11, 2022
Property Address1910 RUTLAND ST, OPA LOCKA, FL 33054-3741
Document Number0000550311
Book / Page33281 / 3576
Map ReferenceMB 49 PG 54
Instrument DateJun 30, 2022
Instrument2022R0550311
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanySUN LIFE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,980.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14159 SW 142ND AVE, 14159, MIAMI, FL 33186-6795

Transferred To (Grantee/Buyer)

NameVerified Name
Address1910 RUTLAND ST, OPA LOCKA, FL 33054-3741

Mortgage

Document Number0000003578
DateJul 11, 2022
Instrument33281/3578
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDADE FL
Recording DateJan 10, 2018
Property Address1910 RUTLAND ST, OPA LOCKA, FL 33054-3741
Book / Page030822 / 002812
Instrument DateJan 5, 2018
Instrument17336
Transaction TypeMortgage
Record UpdatedJan 22, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14280 SW 142ND ST #202 MIAMI FL 331865579, 202, MIAMI, FL 33186-5579

Mortgage

Document Number0000017336
DateJan 10, 2018
Book Page030822/002812
Instrument17336
Lender
NameFIRST NAT'L BK/S MIAMI
TypeBank
Address5750 SUNSET DR, SOUTH MIAMI, FL 33143-5332
Agreement
AmountAmount Recorded

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDADE FL
Recording DateJul 7, 2017
Property Address1910 RUTLAND ST, OPA LOCKA, FL 33054-3741
Book / Page030602 / 003834
Instrument DateJun 30, 2017
Instrument385522
Transaction TypeMortgage
Record UpdatedJul 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14280 SW 142ND ST #202 MIAMI FL 331865579, 202, MIAMI, FL 33186-5579

Mortgage

Document Number0000385522
DateJul 7, 2017
Book Page030602/003834
Instrument385522
Lender
NameFIRST NAT'L BK/S MIAMI
TypeBank
Address5750 SUNSET DR, SOUTH MIAMI, FL 33143-5332
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityOpa-locka City
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,701.00 (+15.97%) Homeowner's exemption$373,413 (+33.09%)$375,723 (+33.91%) Land $155,000 Building $220,723
2023$7,503.00 (+90.38%)$280,579 (+26.84%) Land $97,500 Building $183,079$280,579 (+26.84%) Land $97,500 Building $183,079
2022$3,941.00$221,211 Land $80,000 Building $141,211$221,211 Land $80,000 Building $141,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 78 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies78 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimOct 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OPA LOCKA
serves 16,479 people · EPA ID FL4131001
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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