18955 Obsidian Rd, Bend, OR 97702 Property Records

Deschutes County property record for 18955 Obsidian Rd, Bend, OR 97702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,834 sqft · built 2017
Lot Size1.15 acres (50,094 sqft)
Owner2 Individual Names on Record
Last Sale$179,000 (Apr 2017)
Tax Bill$5,128 (2025)
Deeds & MortgagesSep 2022 Mortgage
Nov 2020 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN181126 CD 02200

Property Details

APN / Parcel Number

Primary APN181126 CD 02200
Alternative APNs
  • R1003181126C012900
  • 107663

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,834 sqft Living Area
1st Floor Area2,834 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Architectural StyleMobile Home
Lot Area50,094 sqft (1.15 acres)
Garage TypeMixed
Garage Area861 sqft
Deck Area80 sqft
Shed1 Shed
Shed Area96 sqft

Location & Zoning

Account Number107663
Old Parcel NumberR1003181126C012900
Street Address18955 OBSIDIAN RD
CityBEND
StateOR
Zip97702-7947
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:23 BLK:F SEC/TWN/RNG/MER:SEC 26 TWN 18 RNG 11 MAP REF:181126-CD
Legal Range11E
Legal Township18S
Legal Section26
Legal QuarterSW
Quarter-Quarter SectionSE
Legal SubdivisionPARTIAL RESUB OF DESCHUTES RIV
Legal BlockF
Legal Lot Number23
JurisdictionDESCHUTES OR
Township / Civil DivisionSISTERS-MILLICAN
Census Block Group1
Census Block1017
Census Tract401

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18955 OBSIDIAN RD, BEND, OR 97702-7947
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jan 15, 2018Loan Modification, Mortgage
BANNER BK
May 30, 2017Trustee's Deed, Construction Loan · Construction Mortgage
BANNER BK
Jun 7, 2017Grant Deed
AMERITITLE
Apr 25, 2017Warranty Deed, Transfer
AMERITITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2017 · Amount on Record
Deed SaleApr 25, 2017 · Amount on Record
Deed Document Number2017-15589
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address18955 OBSIDIAN RD, BEND, OR 97702-7947
Transaction TypeMortgage
Record UpdatedOct 5, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address18955 OESIDIAN RD, BEND, OR 97702-7947

Mortgage

Document Number0000036004
DateSep 29, 2022
Instrument2022-36004
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052
Interest
Rate TypeFixed Rate
Rate4.62%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2029
Change FrequencyMonthly
Min Rate At Change2.75%
Max Rate At Change9.62%
Index1-Year LIBOR
Max Rate9.62%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address18955 OBSIDIAN RD, BEND, OR 97702-7947
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064158
DateNov 30, 2020
Instrument2020-64158
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address18955 OBSIDIAN RD, BEND, OR 97702-7947
Document Number0000002566
Instrument DateJan 13, 2020
Transaction TypeMortgage
Record UpdatedFeb 7, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18955 OBSIDIAN RD BEND OR 977027947, BEND, OR 97702-7947

Mortgage

Document Number0000002566
DateJan 17, 2020
Instrument2566
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 16, 2050

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDESCHUTES OR
Property Address18955 OBSIDIAN RD, BEND, OR 97702-7947
Document Number0000012387
Instrument DateJan 15, 2018
Transaction TypeMortgage
Record UpdatedApr 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address18955 OBSIDIAN RD BEND OR 977027947, BEND, OR 97702-7947

Mortgage

Document Number0000012387
DateMar 28, 2018
Instrument12387
Lender
NameBANNER BK
TypeBank
AddressWALLA WALLA, WA 99362
Agreement
AmountAmount Recorded
Term360 Months
DueMar 27, 2048

May 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionDESCHUTES OR
Recording DateMay 30, 2017
Property Address18955 OBSIDIAN RD, BEND, OR 97702-7947
Instrument DateMay 26, 2017
Instrument20571
Transaction TypeConstruction Loan
Record UpdatedJun 5, 2017
Title CompanyAMERITITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1601 ANNIE WAY TRACY CA 953772270, TRACY, CA 95377-2270

Mortgage

Document Number0000020571
DateMay 30, 2017
Instrument20571
Lender
NameBANNER BK
TypeBank
AddressWALLA WALLA, WA 99362
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMay 29, 2047

June 2017: Grant Deed

Document TypeGrant Deed
JurisdictionDESCHUTES OR
Recording DateJun 7, 2017
Property Address18955 OBSIDIAN RD, BEND, OR 97702-7947
Document Number0000021783
Instrument DateApr 24, 2017
Instrument21783
Record UpdatedJun 15, 2017
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
Tax$179.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1601 ANNIE WAY TRACY CA 953772270, TRACY, CA 95377-2270

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateApr 25, 2017
Property Address18955 OBSIDIAN RD, BEND, OR 97702-7947
Document Number0000015589
Instrument DateApr 24, 2017
Instrument15589
Transaction TypeTransfer
Record UpdatedMay 2, 2017
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
Tax$179.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1601 ANNIE WAY TRACY CA 953772270, TRACY, CA 95377-2270

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,128.00 (+4.46%)$337,920 (+3%)$1,157,570 (-4.11%) Land $322,360 Building $835,210
2024$4,909.00 (+6.19%)$328,080 (+3%)$1,207,230 (-4.13%) Land $334,850 Building $872,380
2023$4,623.00$318,530$1,259,190 Land $317,500 Building $941,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAGATE WATER SYSTEM
private · serves 3,153 people · EPA ID OR4101439
Water SourceGroundwater
Last State InspectionMay 2021
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable
1,000 / 20
Starlink
Satellite
280 / 30

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