Deschutes County property record for 18925 Obsidian Rd, Bend, OR 97702
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,944 sqft · built 1991 |
| Lot Size | 2.21 acres (96,268 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $3,526 (2025) |
| Deeds & Mortgages | Dec 2021 Reverse Mortgage Sep 2018 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181126 CD 02500 |
| Primary APN | 181126 CD 02500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,944 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Attic Area | 504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Other |
| Lot Area | 96,268 sqft (2.21 acres) |
| Garage Type | Mixed |
| Garage Area | 600 sqft |
| Deck Area | 304 sqft |
| Shed | 1 Shed |
| Account Number | 107666 |
|---|---|
| Old Parcel Number | R1003181126C012600 |
| Street Address | 18925 OBSIDIAN RD |
| City | BEND |
| State | OR |
| Zip | 97702-7947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:20 BLK:F SEC/TWN/RNG/MER:SEC 26 TWN 18 RNG 11 MAP REF:181126-CD |
| Legal Range | 11E |
| Legal Township | 18S |
| Legal Section | 26 |
| Legal Quarter | SW |
| Quarter-Quarter Section | SE |
| Legal Subdivision | PARTIAL RESUB OF DESCHUTES RIV |
| Legal Block | F |
| Legal Lot Number | 20 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | SISTERS-MILLICAN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 401 |
Source: Deschutes County records · APN 181126 CD 02500
Assessment roll updated September 30, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 18925 OBSIDIAN RD, BEND, OR 97702-7947 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 17, 2021 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Sep 28, 2018 | Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING |
| Sep 28, 2018 | Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 18, 2006 |
| Transfer Doc | 0000056632 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 18925 OBSIDIAN RD, BEND, OR 97702-7947 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|---|
| Address | 18925 OBSIDIAN RD, BEND, OR 97702-7947 |
| Document Number | 0000069327 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021-69327 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 810 Months |
| Due | Jun 01, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Feb 01, 2022 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 18925 OBSIDIAN RD, BEND, OR 97702-7947 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0000039493 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 2018-39493 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 849 Months |
| Due | Jun 01, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.05% |
| Type Change Date | Oct 01, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 18925 OBSIDIAN RD, BEND, OR 97702-7947 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0000039494 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 2018-39494 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 849 Months |
| Due | Jun 01, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.05% |
| Type Change Date | Oct 01, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,526.00 (+4.44%) | $257,280 (+3%) | $644,820 (-4.01%) Land $318,860 Building $325,960 |
| 2024 | $3,376.00 (+6.13%) | $249,790 (+3%) | $671,780 (+6.54%) Land $331,350 Building $340,430 |
| 2023 | $3,181.00 | $242,520 | $630,560 Land $314,000 Building $316,560 |
Source: FEMA National Flood Hazard Layer as of December 11, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 80 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AGATE WATER SYSTEM private · serves 3,153 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2021 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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