Deschutes County property record for 18919 Obsidian Rd, Bend, OR 97702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,238 sqft · built 1998 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,679 (2025) |
| Deeds & Mortgages | Jan 2022 Reverse Mortgage Dec 2018 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181126 CD 02600 |
| Primary APN | 181126 CD 02600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,238 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| 2nd Floor Area | 678 sqft |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Split Level |
| Lot Area | 54,450 sqft (1.25 acres) |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Deck Area | 302 sqft |
| Shed | 1 Shed |
| Account Number | 107667 |
|---|---|
| Old Parcel Number | R1003181126C012500 |
| Street Address | 18919 OBSIDIAN RD |
| City | BEND |
| State | OR |
| Zip | 97702-7947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:19 BLK:F SUBD:DESCHUTES RIVER WOODS SEC/TWN/RNG/MER:SEC 26 TWN 18 RNG 11 MAP REF:181126-CD |
| Legal Range | 11E |
| Legal Township | 18S |
| Legal Section | 26 |
| Legal Quarter | SW |
| Quarter-Quarter Section | SE |
| Legal Subdivision | DESCHUTES RIVER WOODS |
| Legal Block | F |
| Legal Lot Number | 19 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | SISTERS-MILLICAN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 401 |
Source: Deschutes County records · APN 181126 CD 02600
Assessment roll updated September 30, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18919 OBSIDIAN RD, BEND, OR 97702-7947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Dec 26, 2018 | Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING |
| Dec 19, 2018 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 25, 1999 |
| Deed Sale | Feb 25, 1999 |
| Deed Document Number | 0199910477 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 18919 OBSIDIAN RD, BEND, OR 97702-7947 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|---|
| Address | 18919 OBSIDIAN RD, BEND, OR 97702-7947 |
| Document Number | 0000004325 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2022-04325 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 782 Months |
| Due | Mar 26, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.83% |
| Type Change Date | Mar 01, 2022 |
| Change Frequency | Annually |
| Index | LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 18919 OBSIDIAN RD, BEND, OR 97702-7947 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0000050397 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 2018-50397 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 819 Months |
| Due | Mar 26, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.59% |
| Type Change Date | Jan 01, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 18919 OBSIDIAN RD, BEND, OR 97702-7947 |
| Document Number | 0000050398 |
| Instrument Date | Dec 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18919 OBSIDIAN RD BEND OR 977027947, BEND, OR 97702-7947 |
| Document Number | 0000050398 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 50398 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 828 Months |
| Due | Dec 25, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.59% |
Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,679.00 (+4.44%) | $308,000 (+3%) | $858,720 (-5.6%) Land $322,360 Building $536,360 |
| 2024 | $4,480.00 (+6.16%) | $299,030 (+3%) | $909,670 (-4.88%) Land $334,850 Building $574,820 |
| 2023 | $4,220.00 | $290,330 | $956,310 Land $317,500 Building $638,810 |
Source: FEMA National Flood Hazard Layer as of December 11, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 80 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AGATE WATER SYSTEM private · serves 3,153 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2021 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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