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1895 Melody Dr, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1895 Melody Dr, Oceano, CA 93445 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,487 sqft · built 2003
Lot Size0.227 acres (9,915 sqft)
Owner2 Company Names on File
Last Sale$700,000 (Sep 2021)
Tax Bill$8,265 (2025)
Deeds & MortgagesDec 2023 Transfer
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN062-305-034

Property Details

APN / Parcel Number

Primary APN062-305-034

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,487 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Construction TypeWood
Lot Area9,915 sqft (0.227 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address1895 MELODY DR
CityOCEANO
StateCA
Zip93445-8959
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 2209 LT 5
Legal Tract2209
Legal Lot Number5
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group1
Census Block1018
Census Tract12202

Owner

Source: San Luis Obispo County records · APN 062-305-034

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address11914 ROAD 224, PORTERVILLE, CA 93257-9401
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2023Intrafamily Transfer, Transfer
Sep 02, 2021Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleSep 02, 2021 · Amount on Record
Deed SaleSep 02, 2021 · Amount on Record
Prior SaleSep 02, 2021 · Amount on Record
Deed Document Number0000060943
Last Transfer DateDec 01, 2023
Transfer Doc0000035914
Record UpdatedJun 07, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 01, 2023
Property Address1895 MELODY DR, OCEANO, CA 93445-8959
Document Number0000035914
Map ReferenceMB 19 PG 64
Instrument DateNov 27, 2023
Instrument2023035914
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address11914 ROAD 224, PORTERVILLE, CA 93257-9401

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 02, 2021
Property Address1895 MELODY DR, OCEANO, CA 93445-8959
Document Number0000060943
Map ReferenceMB 19 PG 64
Instrument DateJul 31, 2021
Instrument2021060943
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address11914 ROAD 224, POPLAR, CA 93257-9401

Mortgage

Document Number0000060944
DateSep 02, 2021
Instrument2021060944
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,265.00 (+4.58%)$742,845 (+4.04%) Land $451,013 Building $291,832
2023$7,903.00 (+1.46%)$714,000 Land $433,500 Building $280,500
2022$7,789.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790122021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Nearby Flood Policies15 in force

Wildfire

Wildfire RiskLow
above 3% of the US · above 2% of California
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Halcyon Historic District
listed 2017 · 38 contributing resources · NRIS 100000783

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 633 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Surfnet CommunicationsFixed Wireless100 / 20

May also be available at this address: Verizon, Radiate Holdings, Peak WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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