San Luis Obispo County property record for 1815 Melody Dr, Oceano, CA 93445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,486 sqft · built 2002 |
| Lot Size | 0.235 acres (10,240 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $550,000 (Dec 2018) |
| Tax Bill | $6,809 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-305-072 |
| Primary APN | 062-305-072 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,486 sqft Living Area |
| 1st Floor Area | 1,486 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood |
| Lot Area | 10,240 sqft (0.235 acres) |
| Terrain | Below Road/Slope |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 1815 MELODY DR |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-8959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TR 2209 LT 1 |
| Legal Subdivision | TRACT NO 2209 |
| Legal Tract | 2209 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 12202 |
Source: San Luis Obispo County records · APN 062-305-072
Assessment roll updated August 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1815 MELODY DR, OCEANO, CA 93445-8959 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BOKF NA |
| Oct 08, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC |
| Dec 18, 2018 | Grant Deed, Transfer · Conventional Mortgage BOKF NA |
| Nov 09, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 18, 2018 · Amount on Record |
| Deed Sale | Dec 18, 2018 · Amount on Record |
| Prior Sale | Jul 11, 2002 · Amount on Record |
| Deed Document Number | 201851784 |
| Last Transfer Date | Oct 02, 2020 |
| Transfer Doc | 0000056105 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1815 MELODY DR, OCEANO, CA 93445-8959 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000043158 |
|---|---|
| Date | Oct 08, 2019 |
| Instrument | 2019043158 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Address | TULSA, OK 74153 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 08, 2020 |
| Property Address | 1815 MELODY DR, OCEANO, CA 93445-8959 |
| Document Number | 0000056105 |
| Map Reference | MB 19 PG 64 |
| Instrument Date | Oct 02, 2020 |
| Instrument | 2020056105 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | WESTERN RESOURCES TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1815 MELODY DR, OCEANO, CA 93445-8959 |
| Document Number | 0000056106 |
|---|---|
| Date | Oct 08, 2020 |
| Instrument | 2020056106 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 18, 2018 |
| Property Address | 1815 MELODY DR, OCEANO, CA 93445-8959 |
| Document Number | 0000051784 |
| Map Reference | MB19 PG64 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 2018051784 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1815 MELODY DR, OCEANO, CA 93445-8959 |
| Document Number | 0000051785 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 2018051785 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 09, 2018 |
| Property Address | 1815 MELODY DR, OCEANO, CA 93445-8959 |
| Document Number | 0000046840 |
| Instrument Date | Nov 02, 2018 |
| Instrument | 46840 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1815 MELODY DR OCEANO CA 934458959, OCEANO, CA 93445-8959 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,809.00 (+3.46%) | $613,530 (+4.04%) Land $334,654 Building $278,876 |
| 2024 | $6,581.00 (+1.14%) | |
| 2023 | $6,507.00 (+1.5%) Homeowner's exemption | $589,708 Land $321,660 Building $268,048 |
| 2022 | $6,411.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Halcyon Historic District listed 2017 · 38 contributing resources · NRIS 100000783 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Peak WiFi, Radiate Holdings, Verizon.
Based on FCC filings for 633 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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