San Luis Obispo County property record for 1855 Melody Dr, Oceano, CA 93445 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,487 sqft Living Area |
| Lot Size | 7,680 sqft (0.176 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $762,000 (2022) |
| Tax Bill | $4,905.00 (2025) |
Source: San Luis Obispo County records · APN 062-305-032
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1855 MELODY DR, OCEANO, CA 93445-8959 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Jul 14, 2022 | Grant Deed, Transfer · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 07, 2018 | Deed of Trust, Mortgage · Line of Credit WESCOM CTRL CU |
| Jun 30, 2017 | Grant Deed, Transfer · Conventional Mortgage WESCOM CTRL CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 14, 2022 · Amount on Record |
| Deed Sale | Jul 14, 2022 · Amount on Record |
| Prior Sale | Jun 30, 2017 · Amount on Record |
| Deed Doc Number | 2022028944 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 14, 2022 |
| Property Address | 1855 MELODY DR, OCEANO, CA 93445-8959 |
| Document Number | 0000028944 |
| Map Reference | MB 19 PG 64 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 2022028944 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1855 MELODY DR, OCEANO, CA 93445-8959 |
| Document Number | 0000028945 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 2022028945 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.6% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Sep 01, 2022 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 1-Year CMT |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1855 MELODY DR, OCEANO, CA 93445-8959 |
| Document Number | 0000051805 |
| Instrument Date | Dec 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 04, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1855 MELODY DR OCEANO CA 934458959, OCEANO, CA 93445-8959 |
| Document Number | 0000051805 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 51805 |
| Name | WESCOM CTRL CU |
|---|---|
| Type | Credit Union |
| Address | ANAHEIM, CA 92807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 30, 2017 |
| Property Address | 1855 MELODY DR, OCEANO, CA 93445-8959 |
| Document Number | 0000028870 |
| Instrument Date | May 22, 2017 |
| Instrument | 28870 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $537.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1855 MELODY DR OCEANO CA 934458959, OCEANO, CA 93445-8959 |
| Document Number | 28871 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 28871 |
| Name | WESCOM CTRL CU |
|---|---|
| Type | Credit Union |
| Address | ANAHEIM, CA 92807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2047 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,905.00 (+4.72%) Homeowner's exemption | $435,266 (+4.04%) Land $209,550 Building $225,716 |
| 2023 | $4,684.00 (-21.25%) Homeowner's exemption | $418,366 Land $201,414 Building $216,952 |
| 2022 | $5,948.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 3% of the US · above 2% of California |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the Halcyon Historic District listed 2017 · 38 contributing resources · NRIS 100000783 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 062-305-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,487 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 7,680 sqft (0.176 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1855 MELODY DR |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-8959 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TR 2209 LT 3 |
| Legal Tract | 2209 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | ARROYO GRANDE |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 12202 |
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