1895 Iris Dr, Watertown, MN 55388 Property Records

Carver County property record for 1895 Iris Dr, Watertown, MN 55388

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,064 sqft · built 2004
Lot Size0.327 acres (14,244 sqft)
OwnerIndividual Name on Record
Last Sale$278,000 (Jun 2005)
Tax Bill$4,902 (2026)
Deeds & MortgagesJan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN85-5350290

Property Details

APN / Parcel Number

Primary APN85-5350290

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,064 sqft Finished Area
Gross Area1,980 sqft
1st Floor Area1,068 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,244 sqft (0.327 acres)
Garage Area624 sqft

Exterior Amenities

PorchPorch
Porch Area80 sqft
Deck Area208 sqft
Shed1 Shed
Shed Area44 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1895 IRIS DR
CityWATERTOWN
StateMN
Zip55388-8403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 10 TOWNSHIP 117 RANGE 025 WILDFLOWER 6TH ADDITION LOT 001 BLOCK 004
Legal Range025
Legal Township117
Legal Section10
Legal SubdivisionWILDFLOWER 6TH ADDITION
Legal Block4
Legal Lot Number1
JurisdictionCARVER MN
Township / Civil DivisionWATERTOWN
Census Block Group2
Census Block2004
Census Tract90101

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1895 IRIS DR, WATERTOWN, MN 55388-8403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2005 · Amount on Record
Deed SaleJun 21, 2005 · Amount on Record
Prior SaleJun 21, 2005 · Amount on Record
Deed Document Number200566344
Record UpdatedSep 20, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address1895 IRIS DR, WATERTOWN, MN 55388-8403
Document Number0000673374
Instrument DateJan 18, 2019
Transaction TypeMortgage
Record UpdatedMar 1, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1895 IRIS DR WATERTOWN MN 553888403, WATERTOWN, MN 55388-8403

Mortgage

Document Number0000673374
DateFeb 7, 2019
Instrument673374
Lender
NameBREMER BK
TypeBank
AddressPAUL, MN 55102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 6, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarver County
MunicipalityWatertown City
Unified School DistrictWatertown-Mayer Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,902.00 (+4.97%) Homeowner's exemption$419,300 (+4.1%) Land $90,000 Building $329,300$419,300 (+4.1%) Land $90,000 Building $329,300
2025$402,800 (+4.14%) Land $85,000 Building $317,800$402,800 (+4.14%) Land $85,000 Building $317,800
2024$4,670.00 (+0.56%) Homeowner's exemption$386,800 (-) Land $85,000 Building $301,800$386,800 (-) Land $85,000 Building $301,800
2023$4,644.00 Homeowner's exemption$386,800 Land $85,000 Building $301,800$386,800 Land $85,000 Building $301,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWatertown
serves 4,550 people · EPA ID MN1100012
Water SourceGroundwater
Last State InspectionAug 2024
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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