Carver County property record for 1860 Iris Dr, Watertown, MN 55388
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.75 ba · 1,314 sqft · built 2004 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Oct 2020) |
| Tax Bill | $4,534 (2026) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-5350090 |
| Primary APN | 85-5350090 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,314 sqft Finished Area |
| Gross Area | 3,505 sqft |
| 1st Floor Area | 1,314 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Unfinished Basement | 850 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 596 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 256 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1860 IRIS DR |
|---|---|
| City | WATERTOWN |
| State | MN |
| Zip | 55388-8403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 10 TOWNSHIP 117 RANGE 025 WILDFLOWER 6TH ADDITION LOT 009 BLOCK 001 |
| Legal Range | 025 |
| Legal Township | 117 |
| Legal Section | 10 |
| Legal Subdivision | WILDFLOWER 6TH ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | CARVER MN |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 90101 |
Source: Carver County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1860 IRIS DR, WATERTOWN, MN 55388-8403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2020 | Warranty Deed, Transfer · FHA Mortgage MORTGAGES UNLIMITED |
| May 8, 2019 | Deed of Trust, Mortgage · Line of Credit SPIRE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2020 · Amount on Record |
| Deed Sale | Oct 6, 2020 · Amount on Record |
| Prior Sale | Aug 8, 2014 · Amount on Record |
| Deed Document Number | 2020706729 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARVER MN |
| Recording Date | Oct 6, 2020 |
| Property Address | 1860 IRIS DR, WATERTOWN, MN 55388-8403 |
| Document Number | 0000706729 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 706729 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2020 |
| Title Company | TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,073.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1860 IRIS DR WATERTOWN MN 553888403, WATERTOWN, MN 55388-8403 |
| Document Number | 706730 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 706730 |
| Name | MORTGAGES UNLIMITED |
|---|---|
| Type | Mortgage Company |
| Address | MAPLE GROVE, MN 55369 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 432 Months |
| Due | Oct 5, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 1860 IRIS DR, WATERTOWN, MN 55388-8403 |
| Document Number | 0000677913 |
| Instrument Date | May 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | CREDIT UNION TITLE, CU TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1860 IRIS DR WATERTOWN MN 553888403, WATERTOWN, MN 55388-8403 |
| Document Number | 0000677913 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 677913 |
| Name | SPIRE CU |
|---|---|
| Address | FALCON HEIGHTS, MN 55113 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 3, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Carver County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carver County |
| Municipality | Watertown City |
| Unified School District | Watertown-Mayer Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,534.00 (+8.06%) Homeowner's exemption | $393,200 (+8.08%) Land $90,000 Building $303,200 | $393,200 (+8.08%) Land $90,000 Building $303,200 |
| 2025 | $363,800 (+3.79%) Land $85,000 Building $278,800 | $363,800 (+3.79%) Land $85,000 Building $278,800 | |
| 2024 | $4,196.00 (+0.82%) Homeowner's exemption | $350,500 (-) Land $85,000 Building $265,500 | $350,500 (-) Land $85,000 Building $265,500 |
| 2023 | $4,162.00 Homeowner's exemption | $350,500 Land $85,000 Building $265,500 | $350,500 Land $85,000 Building $265,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Watertown serves 4,550 people · EPA ID MN1100012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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