1874 Iris Dr, Watertown, MN 55388 Property Records

Carver County property record for 1874 Iris Dr, Watertown, MN 55388

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.25 ba · 1,829 sqft · built 2003
Lot Size0.328 acres (14,288 sqft)
OwnerIndividual Name on Record
Last Sale$247,000 (Jun 2014)
Tax Bill$4,882 (2026)
Deeds & MortgagesNov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN85-5350080

Property Details

APN / Parcel Number

Primary APN85-5350080

Interior

Bedrooms4 Beds
Full Baths3.25 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,829 sqft Finished Area
Gross Area1,879 sqft
1st Floor Area1,191 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,288 sqft (0.328 acres)
Garage Area652 sqft
PorchPorch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1874 IRIS DR
CityWATERTOWN
StateMN
Zip55388-8403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 10 TOWNSHIP 117 RANGE 025 WILDFLOWER 6TH ADDITION LOT 008 BLOCK 001
Legal Range025
Legal Township117
Legal Section10
Legal SubdivisionWILDFLOWER 6TH ADDITION
Legal Block1
Legal Lot Number8
JurisdictionCARVER MN
Township / Civil DivisionWATERTOWN
Census Block Group2
Census Block2004
Census Tract90101

Owner

Source: Carver County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1874 IRIS DR, WATERTOWN, MN 55388-8403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2014 · Amount on Record
Deed SaleJun 20, 2014 · Amount on Record
Prior SaleNov 23, 2004 · Amount on Record
Deed Document Number2014595516
Last Transfer DateNov 3, 2016
Transfer Doc0000637447
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address1874 IRIS DR, WATERTOWN, MN 55388-8403
Document Number0000671389
Instrument DateNov 27, 2018
Transaction TypeMortgage
Record UpdatedJan 7, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1874 IRIS DR WATERTOWN MN 553888403, WATERTOWN, MN 55388-8403

Mortgage

Document Number0000671389
DateDec 12, 2018
Instrument671389
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 11, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarver County
MunicipalityWatertown City
Unified School DistrictWatertown-Mayer Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,882.00 (+7.82%) Homeowner's exemption$406,600 (+3.75%) Land $90,000 Building $316,600$406,600 (+3.75%) Land $90,000 Building $316,600
2025$391,900 (+5.12%) Land $85,000 Building $306,900$391,900 (+5.12%) Land $85,000 Building $306,900
2024$4,528.00 (+0.58%) Homeowner's exemption$372,800 (-0.82%) Land $85,000 Building $287,800$372,800 (-0.82%) Land $85,000 Building $287,800
2023$4,502.00 Homeowner's exemption$375,900 Land $85,000 Building $290,900$375,900 Land $85,000 Building $290,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWatertown
serves 4,550 people · EPA ID MN1100012
Water SourceGroundwater
Last State InspectionAug 2024
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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