1893 Union St, Clearwater, FL 33763 Property Records

Pinellas County property record for 1893 Union St, Clearwater, FL 33763

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1987
Lot Size	0.173 acres (7,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jun 2017)
Tax Bill	$3,666 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-743-8358-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-8358-9`
Alternative APNs	`01-29-15-58464-000-0010` `291501584640000010` `152901584640000010` `R2834`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,384 sqft Living Area
Gross Area	1,924 sqft
1st Floor Area	1,384 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2009
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,540 sqft (0.173 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2834
Street Address	1893 UNION ST
City	CLEARWATER
State	FL
Zip	33763-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTCLAIR LAKE ESTATES LOT 1
Legal Range	15E
Legal Township	29S
Legal Section	1
Legal Subdivision	MONTCLAIR LAKE ESTATES
Legal Tract	58464
Legal Lot Number	1
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1004
Census Tract	26705

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1893 UNION ST, CLEARWATER, FL 33763-2248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 29, 2017	Warranty Deed, Transfer · FHA Mortgage MOTIVE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2017 · Amount on Record
Deed Sale	Jun 29, 2017 · Amount on Record
Prior Sale	Sep 18, 2006 · Amount on Record
Deed Document Number	2017201726
Deed Book / Page	19684 / 2385
Prior Transfer Date	Jul 20, 1993
Prior Transfer Doc	8342000749
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Oct 6, 2026
Property Address	1893 UNION ST, CLEARWATER, FL 33763-2248
Document Number	0000266064
Book / Page	23716 / 6
Instrument Date	Sep 28, 2026
Instrument	2026266064
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1893 UNION ST, CLEARWATER, FL 33763-2248

Mortgage

Document Number	0000266064,
Date	Oct 6, 2026
Book Page	23716/6
Instrument	2026266064

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1893 UNION ST, CLEARWATER, FL 33763-2248
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1893 UNION ST, CLEARWATER, FL 33763-2248

Mortgage

Document Number	0226482633
Date	Dec 12, 2023
Book Page	22648/2633
Instrument	2023314230

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 29, 2017
Property Address	1893 UNION ST, CLEARWATER, FL 33763-2248
Document Number	0196842385
Book / Page	019684 / 002385
Instrument Date	Jun 28, 2017
Instrument	201726
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	STAR TITLE PARTNERS/PALM HARBOR, STAR TITLE PTRS/PALM HARBOR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1893 UNION ST CLEARWATER FL 337632248, CLEARWATER, FL 33763-2248

Mortgage

Document Number	196842387
Date	Jun 29, 2017
Book Page	019684/002387
Instrument	201727

Lender

Name	MOTIVE LNDG
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,666.00 (+7.82%) Homeowner's exemption	$231,829 (+5.99%)	$375,490 (+16.75%) Land $113,761 Building $261,729
2023	$3,400.00 (+3.12%) Homeowner's exemption	$218,733 (+3%)	$321,628 (+4.07%) Land $115,815 Building $205,813
2022	$3,297.00 Homeowner's exemption	$212,362	$309,054 Land $151,742 Building $157,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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