1887 Union St, Clearwater, FL 33763 Property Records

Pinellas County property record for 1887 Union St, Clearwater, FL 33763

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,332 sqft · built 1977
Lot Size	0.163 acres (7,105 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jul 2023)
Tax Bill	$5,786 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-743-8359-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-8359-7`
Alternative APNs	`01-29-15-58464-000-0020` `291501584640000020` `152901584640000020` `R2835`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	1,332 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,105 sqft (0.163 acres)
Lot Dimensions	101 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	250 sqft
Deck Area	Deck Area
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2835
Street Address	1887 UNION ST
City	CLEARWATER
State	FL
Zip	33763-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTCLAIR LAKE ESTATES LOT 2
Legal Range	15E
Legal Township	29S
Legal Section	1
Legal Subdivision	MONTCLAIR LAKE ESTATES
Legal Tract	58464
Legal Lot Number	2
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1004
Census Tract	26705

Owner

1887 Union St is owned and occupied by two individuals who bought it in July 2023.

Source: Pinellas County records, as of April 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1887 UNION ST, CLEARWATER, FL 33763-2248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Jul 10, 2023	Warranty Deed, Transfer · Conventional Mortgage NFM INC
Apr 23, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Oct 11, 2018	Warranty Deed, Transfer · Line of Credit ORMOND MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	Apr 23, 2019 · Amount on File
Deed Document Number	2023177130
Deed Book / Page	22498 / 595
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1887 UNION ST, CLEARWATER, FL 33763-2248
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	887 UNION ST, CLEARWATER, FL 33755

Mortgage

Document Number	0235061571
Date	Mar 31, 2026
Book Page	23506/1571
Instrument	2026086084

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 10, 2023
Property Address	1887 UNION ST, CLEARWATER, FL 33763-2248
Document Number	0224980595
Book / Page	22498 / 595
Map Reference	MB 53 PG 10&11
Instrument Date	Jul 7, 2023
Instrument	2023177130
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	MASTERPIECE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1800, SEFFNER, FL 33583-1800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1887 UNION ST, CLEARWATER, FL 33763-2248

Mortgage

Document Number	0022498598
Date	Jul 10, 2023
Instrument	22498/598

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 23, 2019
Property Address	1887 UNION ST, CLEARWATER, FL 33763-2248
Document Number	0205102291
Book / Page	020510 / 002291
Instrument Date	Apr 23, 2019
Instrument	126769
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,778.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	441 N KINGSWAY RD SEFFNER FL 33584, SEFFNER, FL 33584

Mortgage

Document Number	205102293
Date	Apr 23, 2019
Book Page	020510/002293
Instrument	126770

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 11, 2018
Property Address	1887 UNION ST, CLEARWATER, FL 33763-2248
Document Number	0202932462
Book / Page	20293 / 2462
Map Reference	MB 53 PG 10
Instrument Date	Oct 10, 2018
Instrument	2018326516
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 INTERNATIONALE BLVD, 120, GLENDALE HEIGHTS, IL 60139-2094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 W PLATT ST STE 4, 4, TAMPA, FL 33606-4112
Investor	Possibly a Property Investor

Mortgage

Document Number	2018326517
Date	Oct 11, 2018
Instrument	2018326517

Lender

Name	ORMOND MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1887 Union St was $5,786 with a homeowner's exemption, up 5.5% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,786.00 (+5.51%) Homeowner's exemption	$341,388	$367,820 Land $108,384 Building $259,436
2024	$5,484.00 (+57.36%)
2023	$3,485.00 (+3.11%) Homeowner's exemption	$223,117 (+3%)	$323,316 (+5.53%) Land $107,712 Building $215,604
2022	$3,380.00 Homeowner's exemption	$216,618	$306,387 Land $141,382 Building $165,005

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1887 Union St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1887 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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