1881 Union St, Clearwater, FL 33763 Property Records

Pinellas County property record for 1881 Union St, Clearwater, FL 33763

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,378 sqft · built 1976
Lot Size	0.177 acres (7,688 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,900 (Jan 2022)
Tax Bill	$6,184 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-743-8360-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-8360-5`
Alternative APNs	`01-29-15-58464-000-0030` `291501584640000030` `152901584640000030` `R2836`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,378 sqft Living Area
Gross Area	2,412 sqft
1st Floor Area	1,378 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2014
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,688 sqft (0.177 acres)
Lot Dimensions	102 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	512 sqft
Deck Area	180 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2836
Street Address	1881 UNION ST
City	CLEARWATER
State	FL
Zip	33763-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTCLAIR LAKE ESTATES LOT 3
Legal Range	15E
Legal Township	29S
Legal Section	1
Legal Subdivision	MONTCLAIR LAKE ESTATES
Legal Tract	58464
Legal Lot Number	3
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1004
Census Tract	26705

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1881 UNION ST, CLEARWATER, FL 33763-2248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage PANORA STATE BANK
Jun 12, 2018	Special Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 22, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY
Feb 21, 2017	Deed in Lieu of Foreclosure, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Jun 12, 2018 · Amount on Record
Deed Document Number	202216746
Deed Book / Page	21894 / 384
Prior Transfer Date	Sep 20, 2005
Prior Transfer Doc	0146401043
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 18, 2022
Property Address	1881 UNION ST, CLEARWATER, FL 33763-2248
Document Number	0218940384
Book / Page	21894 / 384
Map Reference	MB 53 PG 10&11
Instrument Date	Jan 12, 2022
Instrument	2022016746
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,799.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3409 RED BAY DR, 3409, RALEIGH, NC 27616-8718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1861 UNION ST, CLEARWATER, FL 33763-2248

Mortgage

Document Number	0021894386
Date	Jan 18, 2022
Instrument	21894/386

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1881 UNION ST, CLEARWATER, FL 33763-2248
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0199031645
Date	Jan 9, 2018
Book Page	19903/1645
Instrument	2018008221

Lender

Name	PANORA STATE BANK
Type	Bank
Address	PANORA, IA 50216

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 12, 2018
Property Address	1881 UNION ST, CLEARWATER, FL 33763-2248
Document Number	0200851520
Book / Page	20085 / 1520
Map Reference	MB 53 PG 10&11
Instrument Date	Jun 7, 2018
Instrument	2018185154
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	LA MAISON TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1940 COMMON WAY RD, 1940, ORLANDO, FL 32814-6359

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1881 UNION ST, CLEARWATER, FL 33763-2248

Mortgage

Document Number	2018185155
Date	Jun 12, 2018
Instrument	2018185155

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 22, 2017
Property Address	1881 UNION ST, CLEARWATER, FL 33763-2248
Document Number	0198500242
Book / Page	019850 / 000242
Instrument Date	Nov 7, 2017
Instrument	356635
Transaction Type	Foreclosure
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$179.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1881 UNION ST CLEARWATER FL 337632248, CLEARWATER, FL 33763-2248

February 2017: Deed in Lieu of Foreclosure, Transfer

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	PINELLAS FL
Recording Date	Feb 21, 2017
Property Address	1881 UNION ST, CLEARWATER, FL 33763-2248
Document Number	0195272148
Book / Page	019527 / 002148
Instrument Date	Feb 15, 2017
Instrument	56567
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1940 COMMON WAY RD ORLANDO FL 328146359, ORLANDO, FL 32814-6359

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,184.00 (+7.34%) Homeowner's exemption Veteran's exemption	$366,912 (+5.99%)	$406,349 (+17.38%) Land $117,214 Building $289,135
2023	$5,761.00 (+44.24%) Homeowner's exemption Veteran's exemption	$346,185 (+39.41%)	$346,185 (+4.16%) Land $119,858 Building $226,327
2022	$3,994.00 Homeowner's exemption	$248,322	$332,370 Land $157,909 Building $174,461

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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