18921 Willowmore Cedar Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 18921 Willowmore Cedar Dr, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,692 sqft · built 2020
Lot Size0.179 acres (7,800 sqft)
Owner2 Individual Names on Record
Last Sale$521,300 (Mar 2020)
Tax Bill$13,809 (2025)
Deeds & MortgagesSep 2021 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN013410-6498

Property Details

APN / Parcel Number

Primary APN013410-6498
Alternative APN
  • U102718B4A000000000090

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,692 sqft Living Area
Gross Area5,683 sqft
1st Floor Area2,228 sqft
Upper Floors Area2,178 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,800 sqft (0.179 acres)
Lot Dimensions130 ft deep x 60 ft wide
Garage TypeAttached
Garage Area618 sqft
PorchScreened Porch
Porch Area373 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0134106498
Street Address18921 WILLOWMORE CEDAR DR
CityLUTZ
StateFL
Zip33558-8373
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBIRCHWOOD PRESERVE NORTH PHASE 1 LOT 9
Legal Range18E
Legal Township27S
Legal Section10
Legal SubdivisionBIRCHWOOD PRESERVE NORTH PHASE 1
Legal Phase1
Legal Lot Number9
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group1
Census Block1003
Census Tract11522

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18921 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 14, 2020Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2020 · Amount on Record
Deed SaleMar 14, 2020 · Amount on Record
Deed Document Number2020103170
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address18921 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373
Transaction TypeMortgage
Record UpdatedMay 12, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000488079
DateSep 28, 2021
Instrument2021488079
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2041

March 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 14, 2020
Property Address18921 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373
Document Number0000103170
Map ReferenceMB 133 PG 152-158
Instrument DateFeb 28, 2020
Instrument2020103170
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 12, 2022
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,649.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18921 WUKKIWNIRE CEDAR, LUTZ, FL 33558

Mortgage

Document Number0000103171
DateMar 14, 2020
Instrument2020103171
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$760,037 (+1%) Land $171,600 Building $588,437$760,037 (+1%) Land $171,600 Building $588,437
2025$13,809.00 (+16.16%) Homeowner's exemption$752,515 (+9.79%) Land $148,200 Building $604,315$752,515 (+9.79%) Land $148,200 Building $604,315
2023$11,888.00 (+6.28%)$685,405 (-0.07%) Land $117,000 Building $568,405$685,405 (-0.07%) Land $117,000 Building $568,405
2022$11,186.00$685,897 Land $101,400 Building $584,497$685,897 Land $101,400 Building $584,497

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 99 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies99 in force
Nearby Flood Claims11 (1993–2017)
Claims Outside the SFHA8 of 11
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRC/NORTHWEST UTILITIES
serves 208,982 people · EPA ID FL6290388
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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