18918 Willowmore Cedar Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 18918 Willowmore Cedar Dr, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,518 sqft · built 2019
Lot Size0.154 acres (6,736 sqft)
Owner2 Individual Names on Record
Last Sale$445,400 (Aug 2019)
Tax Bill$8,037 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0134106542

Property Details

APN / Parcel Number

Primary APN0134106542
Alternative APN
  • U102718B4A000000000410

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,518 sqft Heated Area
1st Floor Area1,710 sqft
Upper Floors Area1,808 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2021
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,736 sqft (0.154 acres)
Lot Dimensions120 ft deep x 52.5 ft wide
Garage Area510 sqft
PorchOpen Porch
Porch Area202 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0134106542
Street Address18918 WILLOWMORE CEDAR DR
CityLUTZ
StateFL
Zip33558-8373
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBIRCHWOOD PRESERVE NORTH PHASE 1 LOT 41
Legal Range18
Legal Township27
Legal Section10
Legal SubdivisionBIRCHWOOD PRESERVE NORTH PHASE 1
Legal Phase1
Legal Lot Number41
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group1
Census Block1003
Census Tract11522

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18918 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jul 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
KWIK MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2019 · Amount on Record
Deed SaleAug 5, 2019 · Amount on Record
Deed Document Number2019334055
Deed Book / Page26840 / 1289
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address18918 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373
Document Number0000038329
Instrument DateJan 9, 2021
Transaction TypeMortgage
Record UpdatedFeb 11, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18918 WILLOWMORE CEDAR DR LUTZ FL 335588373, LUTZ, FL 33558-8373

Mortgage

Document Number0000038329
DateJan 26, 2021
Instrument38329
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 25, 2036

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address18918 WILLOWMORE CEDAR DR, LUTZ, FL 33558-8373
Document Number0000310140
Instrument DateJul 9, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18918 WILLOWMORE CEDAR DR LUTZ FL 335588373, LUTZ, FL 33558-8373

Mortgage

Document Number0000310140
DateJul 30, 2020
Instrument310140
Lender
NameKWIK MTG
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 29, 2035

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,037.00 (+11.73%) Homeowner's exemption$433,559 (+5.99%)$599,217 (+9.6%) Land $119,708 Building $479,509
2023$7,193.00 (+3.68%) Homeowner's exemption$409,068 (+3%)$546,717 (-0.71%) Land $94,508 Building $452,209
2022$6,938.00 Homeowner's exemption$397,153$550,621 Land $81,908 Building $468,713

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 99 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies99 in force
Nearby Flood Claims11 (1993–2017)
Claims Outside the SFHA8 of 11
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRC/NORTHWEST UTILITIES
serves 208,982 people · EPA ID FL6290388
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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